Contra Costa County property record for 649 Gingham Way, Oakley, CA 94561 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1988 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jun 2021) |
| Tax Bill | $7,122 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-280-023-5 |
| Primary APN | 037-280-023-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 984 sqft |
| 2nd Floor Area | 264 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cluster |
| Lot Area | 3,000 sqft (0.069 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 649 GINGHAM WAY |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6576 L57 |
| Legal Subdivision | SUBDIVISION 6576 |
| Legal Tract | 6576 |
| Legal Lot Number | 57 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 302006 |
Source: Contra Costa County records · APN 037-280-023-5
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 GINGHAM WAY, OAKLEY, CA 94561-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 18, 2021 | Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Prior Sale | May 13, 2005 · Amount on Record |
| Deed Document Number | 2021177333 |
| Prior Transfer Date | Mar 03, 2016 |
| Prior Transfer Doc | 0000051587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 649 GINGHAM WAY, OAKLEY, CA 94561-3107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 649 GINGHAM WAY, OAKLEY, CA 94561-3107 |
| Document Number | 0000027229 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023-027229 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 18, 2021 |
| Property Address | 649 GINGHAM WAY, OAKLEY, CA 94561-3107 |
| Document Number | 0000177333 |
| Map Reference | MB 312 PG 29 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021-177333 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 GINGHAM WAY, OAKLEY, CA 94561-3107 |
| Document Number | 0000177334 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021-177334 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $563,080 (+2%) Land $276,020 Building $287,060 | |
| 2025 | $7,122.00 (+2.98%) | $552,040 (+4.04%) Land $270,608 Building $281,432 |
| 2023 | $6,916.00 (+0.83%) | $530,604 Land $260,100 Building $270,504 |
| 2022 | $6,859.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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