649 Front St, Klamath Falls, OR 97601 Property Records

Klamath County property record for 649 Front St, Klamath Falls, OR 97601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 1990
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2021)
Tax Bill	$2,712 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R871903`

Property Details

APN / Parcel Number

Primary APN	`R871903`
Alternative APNs	`R-3809-030AB-04401-000` `871903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,399 sqft Living Area
Gross Area	865 sqft
1st Floor Area	865 sqft
Attic	Attic
Attic Area	534 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	871903
Street Address	649 FRONT ST
City	KLAMATH FALLS
State	OR
Zip	97601-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	BUENA VISTA ADDITION, BLOCK 42, LOT 8
Legal Range	09E
Legal Township	38S
Legal Section	30
Legal Subdivision	BUENA VISTA ADDITION
Legal Block	42
Legal Lot Number	8
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	2
Census Block	2027
Census Tract	972000

Owner

Source: Klamath County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 27, 2021	Grant Deed, Transfer NOT AVAILABLE
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Aug 11, 2017	Warranty Deed, Transfer · VA Mortgage CALIBRE HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	20211240
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	0000001239
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913

Mortgage

Document Number	0000013358
Date	Nov 16, 2022
Instrument	2022-013358

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 10, 2062

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009969
Date	Aug 12, 2020
Instrument	2020-009969

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KLAMATH OR
Recording Date	Jan 27, 2021
Property Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913
Document Number	0000001239
Instrument Date	Jan 21, 2021
Instrument	1239
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	649 FRONT ST KLAMATH FALLS OR 976011913, KLAMATH FALLS, OR 97601-1913

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Jan 27, 2021
Property Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913
Document Number	0000001240
Instrument Date	Jan 20, 2020
Instrument	2021-001240
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913

Mortgage

Document Number	0000001241
Date	Jan 27, 2021
Instrument	2021-001241

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Aug 11, 2017
Property Address	649 FRONT ST, KLAMATH FALLS, OR 97601-1913
Document Number	0000009094
Instrument Date	Aug 10, 2017
Instrument	9094
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 FRONT ST KLAMATH FALLS OR 976011913, KLAMATH FALLS, OR 97601-1913

Mortgage

Document Number	9095
Date	Aug 11, 2017
Instrument	9095

Lender

Name	CALIBRE HM LNS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Klamath County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Municipality	Klamath Falls City
Unified School District	Klamath Falls City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,712.00 (+2.38%)	$158,410 (+3%)	$390,540 (-6.24%) Land $31,370 Building $359,170
2024	$2,649.00 (+4.13%)	$153,800 (-)	$416,550 (+6.08%) Land $30,350 Building $386,200
2023	$2,544.00 (+2.05%)	$153,800 (+6.08%)	$392,670 (+42.18%) Land $28,330 Building $364,340
2022	$2,493.00	$144,990	$276,180 Land $28,330 Building $247,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures