649 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 649 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,486 sqft · built 2001
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Feb 2025)
Tax Bill	$1,071 (2026)
Deeds & Mortgages	Jun 2022 Foreclosure Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095210000001341`

Property Details

APN / Parcel Number

Primary APN	`095210000001341`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,486 sqft Heated Area
1st Floor Area	1,486 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	120 ft deep x 59.5 ft wide
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W 2002 ANNEX ORD # X-01-09-04-154 NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST LAKES SECTOR 1
Legal Lot Number	27
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2014
Census Tract	30215

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 KEENELAND GRN, PELHAM, AL 35124-1280
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Public Action, Foreclosure
Mar 2, 2020	Warranty Deed, Transfer · Line of Credit AVADIAN CU
Jul 2, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Jun 17, 2008 · Amount on Record
Deed Document Number	202556500
Prior Transfer Date	Jan 16, 2023
Prior Transfer Doc	0000056110
Record Updated	Oct 29, 2026

June 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SHELBY AL
Recording Date	Jun 22, 2022
Property Address	649 FOREST LAKES DR, STERRETT, AL 35147-8137
Document Number	0000249410
Map Reference	MB 28 PG 94
Instrument Date	Jan 25, 2022
Instrument	20220622000249410
Transaction Type	Foreclosure
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 360002, BIRMINGHAM, AL 35236-0002

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 2, 2020
Property Address	649 FOREST LAKES DR, STERRETT, AL 35147-8137
Document Number	0000081850
Instrument Date	Feb 28, 2020
Instrument	81850
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	GREYSTONE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 BISHOP CIR PELHAM AL 351241397, PELHAM, AL 35124-1397

Mortgage

Document Number	81860
Date	Mar 2, 2020
Instrument	81860

Lender

Name	AVADIAN CU
Address	BIRMINGHAM, AL 35236

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2030

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 2, 2019
Property Address	649 FOREST LAKES DR, STERRETT, AL 35147-8137
Document Number	0000236000
Instrument Date	Jun 28, 2019
Instrument	236000
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 CROSSINGS PKWY BIRMINGHAM AL 352424543, BIRMINGHAM, AL 35242-4543

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,071.00 (-52.1%)
2025	$2,236.00 (+1.13%)	$50,820 (+2.34%)	$254,100 (+2.34%) Land $85,000 Building $169,100
2023	$2,211.00	$49,660	$248,300 Land $68,000 Building $180,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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