649 Florida Pl, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 649 Florida Pl, Gambrills, MD 21054

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,780 sqft · built 2002
Lot Size1.33 acres (58,370 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Aug 2015)
Tax Bill$6,634 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-321-90019262

Property Details

APN / Parcel Number

Primary APN04-321-90019262
Alternative APNs
  • 432190019262
  • 32190019262

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,780 sqft Living Area
Gross Area4,200 sqft
1st Floor Area1,512 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area58,370 sqft
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number32190019262
Street Address649 FLORIDA PL
CityGAMBRILLS
StateMD
Zip21054-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLT 84 GAMBRILL HEIGHTS
Legal SubdivisionGAMBRILL HEIGHTS
Legal Block2
Legal Lot Number84
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2011
Census Tract740800

Owner

649 Florida Pl is owned and occupied by two individuals who bought it in August 2015.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address649 FLORIDA PL, GAMBRILLS, MD 21054-1106
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2015 · Amount on File
Deed SaleAug 11, 2015 · Amount on File
Prior SaleFeb 6, 2002 · Amount on File
Deed Book / Page28687 / 413
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address649 FLORIDA PL, GAMBRILLS, MD 21054-1106
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0391100244
DateSep 13, 2022
Book Page39110/244
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 649 Florida Pl was $6,634 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$724,067$790,400 Land $261,400 Building $529,000
2025$6,634.00
2023$5,690.00 Homeowner's exemption$623,233$690,900 Land $258,400 Building $432,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Florida Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1983–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Florida Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Believe Broadband.

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