649 Emerson Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 649 Emerson Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,627 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (Jul 2022)
Tax Bill	$7,627 (2024)
Deeds & Mortgages	Jul 2022 Sale Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-305-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-305-002.000-018`
Alternative APN	`1609250305002000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609250305002000
Street Address	649 EMERSON RD
City	CARMEL
State	IN
Zip	46032-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, JOHNSON, SECTION 2, LOT 63
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	CARMEL WILSON VL
Legal Block	2
Legal Lot Number	63
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	111011

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1093 BROOKVIEW AVE, WESTLAKE VILLAGE, CA 91361-1624
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer
Apr 15, 2021	Warranty Deed, Transfer
Nov 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	0000037614
Last Transfer Date	Mar 28, 2025
Transfer Doc	0000011662
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 29, 2022
Property Address	649 EMERSON RD, CARMEL, IN 46032-2024
Document Number	0000037614
Map Reference	MB 2 PG 132&133
Instrument Date	Jul 21, 2022
Instrument	2022037614
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1093 BROOKVIEW AVE, WESTLAKE VILLAGE, CA 91361-1624

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 15, 2021
Property Address	649 EMERSON RD, CARMEL, IN 46032-2024
Document Number	0000028743
Map Reference	MB 2 PG 132-133
Instrument Date	Apr 12, 2021
Instrument	2021028743
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 E CARMEL DR # 206, 206, CARMEL, IN 46032-2812
Investor	Possibly a Property Investor

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 22, 2017
Property Address	649 EMERSON RD, CARMEL, IN 46032-2024
Document Number	0000057747
Instrument Date	Sep 30, 2017
Instrument	57747
Transaction Type	Transfer
Record Updated	Feb 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 WESTWARD RD NEW MARKET TN 378203236, NEW MARKET, TN 37820-3236

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$405,100 (+6.1%) Land $82,000 Building $323,100	$405,100 (+6.1%) Land $82,000 Building $323,100
2024	$7,627.00 (-0.91%)	$381,800 (-) Land $82,000 Building $299,800	$381,800 (-) Land $82,000 Building $299,800
2023	$7,697.00 (+79.17%)	$381,800 (+83.29%) Land $82,000 Building $299,800	$381,800 (+83.29%) Land $82,000 Building $299,800
2022	$4,296.00	$208,300 Land $68,900 Building $139,400	$208,300 Land $68,900 Building $139,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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