649 Ellen Pl, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 649 Ellen Pl, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details1,636 sqft · built 1960
Lot Size0.325 acres (14,157 sqft)
Owner2 Individuals on Record
Tax Bill$18,048 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-00708-0000-00017

Property Details

APN / Parcel Number

Primary APN44-00708-0000-00017
Alternative APNs
  • 440070800017
  • 189500

Interior

Stories1 Story
Building Area1,636 sqft Living Area
1st Floor Area1,636 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Construction TypeFrame
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions149 ft deep x 95 ft wide

Location & Zoning

Account Number189500
Street Address649 ELLEN PL
CityORADELL
StateNJ
Zip07649-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description95X149
Legal Block708
Legal Lot Number17
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group2
Census Block2011
Census Tract40001

Owner

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address649 ELLEN PL, ORADELL, NJ 07649-1433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address649 ELLEN PL, ORADELL, NJ 07649-1433
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 ELLEN PL, ORADELL, NJ 07649-1433

Mortgage

Document Number0050620602
DateAug 21, 2023
Book Page5062/602
Instrument2023054152
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 6, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$834,300 (+6.09%) Land $506,500 Building $327,800$834,300 (+6.09%) Land $506,500 Building $327,800
2025$18,048.00 (+8.62%)$786,400 (+29.41%) Land $468,300 Building $318,100$786,400 (+29.41%) Land $468,300 Building $318,100
2024$16,615.00 (+6.99%)
2023$607,700 Land $326,500 Building $281,200$607,700 Land $326,500 Building $281,200
2022$15,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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