649 Edgewater Est, Kimberling City, MO 65686 Property Records

Stone County property record for 649 Edgewater Est, Kimberling City, MO 65686

Property Summary

Property Type	Single Family Home
Details	3,042 sqft
Owner	2 Trust Names on File
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2023 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`14-3.0-08-000-000-118.027`

Property Details

APN / Parcel Number

Primary APN	`14-3.0-08-000-000-118.027`

Interior

Building Area	3,042 sqft Adjusted Area

Location & Zoning

Street Address	649 EDGEWATER EST
City	KIMBERLING CITY
State	MO
Zip	65686-7292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT:27 SUBD:EDGEWATER ESTATES SEC/TWN/RNG/MER:SEC 08 TWN 22 RNG 23
Legal Subdivision	EDGEWATER ESTATES
Legal Lot Number	27
Jurisdiction	STONE MO
Township / Civil Division	RUTH B RURAL
Census Block Group	4
Census Block	4002
Census Tract	90502

Owner

649 Edgewater Est is held in a trust since September 2023.

Source: Stone County records, as of November 5, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2451 S CAMBER AVE, SPRINGFIELD, MO 65809-3508
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK
Sep 1, 2023	Intrafamily Transfer, Transfer
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK
Aug 14, 2023	Deed, Transfer
Aug 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage BRANSON BANK
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 10, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 27, 2019	Deed, Transfer
Feb 10, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 14, 2023
Deed Sale	Aug 14, 2023
Prior Sale	Aug 14, 2023
Deed Document Number	202300008582
Last Transfer Date	Sep 1, 2023
Transfer Doc	202300009575
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 S BRISTOL CT, SPRINGFIELD, MO 65809-2302

Mortgage

Document Number	202300010803
Date	Oct 4, 2023
Instrument	202300010803

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STONE MO
Recording Date	Sep 1, 2023
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Document Number	202300009575
Map Reference	MB 20 PG 58
Instrument Date	Aug 28, 2023
Instrument	202300009575
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1642 S BRISTOL CT, SPRINGFIELD, MO 65809-2302

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 S BRISTOL CT, SPRINGFIELD, MO 65809-2302

Mortgage

Document Number	202300008684
Date	Aug 15, 2023
Instrument	202300008684

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STONE MO
Recording Date	Aug 14, 2023
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Document Number	202300008582
Map Reference	MB 20 PG 58
Instrument Date	Aug 10, 2023
Instrument	202300008582
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 S BRISTOL CT, SPRINGFIELD, MO 65809-2302

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009103
Date	Aug 5, 2020
Instrument	202000009103

Lender

Name	BRANSON BANK
Type	Bank
Address	REEDS SPRING, MO 65737

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292

Mortgage

Document Number	202100019264
Date	Nov 29, 2021
Instrument	202100019264

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	May 10, 2021
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Document Number	202100007411
Map Reference	MB 20 PG 58
Instrument Date	May 7, 2021
Instrument	202100007411
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 AVONLEA ST, BAKERSFIELD, CA 93311-3508

Mortgage

Document Number	202100007412
Date	May 10, 2021
Instrument	202100007412

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STONE MO
Recording Date	Nov 27, 2019
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Document Number	201900018034
Map Reference	MB 20 PG 58
Instrument Date	Nov 27, 2019
Instrument	201900018034
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CHINKAPIN LN, KIMBERLING CITY, MO 65686-7328

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STONE MO
Recording Date	Feb 10, 2017
Property Address	649 EDGEWATER EST, KIMBERLING CITY, MO 65686-7292
Document Number	201700001881
Map Reference	MB 20 PG 58
Instrument Date	Dec 7, 2006
Instrument	201700001881
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 25, KIMBERLING CITY, MO 65686-0025

Tax Assessment & Valuation

The 2025 property tax bill for 649 Edgewater Est was $2,925.

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00	$59,810	$314,800 Land $18,700 Building $296,100
2023	$2,925.00 (-7.17%)	$59,810 (-)	$314,800 Land $18,700 Building $296,100
2022	$3,151.00	$59,810
2021			$314,800 Land $18,700 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Edgewater Est in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Edgewater Est is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	500 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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