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649 E Silver Creek Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 649 E Silver Creek Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,690 sqft · built 1985
Lot Size0.347 acres (15,155 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (May 2015)
Tax Bill$2,289 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN304-23-297

Property Details

APN / Parcel Number

Primary APN304-23-297

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,690 sqft Living Area
1st Floor Area2,690 sqft

Exterior

Year BuiltBuilt 1985
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialConcrete Tile
Lot Area15,155 sqft (0.347 acres)
Parking Spaces3 Parking Spaces
Pool Area512 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address649 E SILVER CREEK RD
CityGILBERT
StateAZ
Zip85296-1154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERFIELD PLACE MCR 281-33
Legal Range06E
Legal Township01S
Legal Section18
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionSUMMERFIELD PLACE LOT 1-98 TRACT A
Legal Lot Number24
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2003
Census Tract422404

Owner

Source: Maricopa County records · APN 304-23-297

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address649 E SILVER CREEK RD, GILBERT, AZ 85296-1154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2020Deed of Trust, Mortgage
TUCSON FCU
Apr 30, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2015 · Amount on Record
Deed SaleMay 14, 2015 · Amount on Record
Prior SaleMay 14, 2015 · Amount on Record
Deed Document Number0000341547
Last Transfer DateApr 30, 2019
Transfer Doc0000307500
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address649 E SILVER CREEK RD, GILBERT, AZ 85296-1154
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000286273
DateApr 03, 2020
Instrument20200286273
Lender
NameTUCSON FCU
TypeCredit Union
AddressTUCSON, AZ 85733
Agreement
AmountAmount Recorded
Term144 Months
DueApr 02, 2032

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateApr 30, 2019
Property Address649 E SILVER CREEK RD, GILBERT, AZ 85296-1154
Document Number0000307500
Map ReferenceMB 281 PG 33
Instrument DateApr 22, 2019
Instrument20190307500
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address649 E SILVER CREEK RD, GILBERT, AZ 85296-1154

Mortgage

Document Number0000307501
DateApr 30, 2019
Instrument20190307501
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$59,720 (-0.38%)$597,200 (-0.38%) Land $119,400 Building $477,800
2025$2,289.00 (+3.2%)
2024$59,950$599,500 Land $119,900 Building $479,600
2023$2,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134224042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
Arizona NetworkFixed Wireless (unlicensed)1,000 / 1,000
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Wi-Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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