649 E Madison St, Waterloo, WI 53594 Property Records

Jefferson County property record for 649 E Madison St, Waterloo, WI 53594 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size34,020 sqft (0.78 acres)
OccupancyOwner Occupied
Tax Bill$4,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN290-0813-0534-021

Exterior

Lot Area34,020 sqft (0.78 acres)
Depth X Width272 ft x 123 ft Depth x Width

Location & Zoning

Street Address649 E MADISON ST
CityWATERLOO
StateWI
Zip53594-1239
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOUT LOT 47, ASR PLT. EX E2.5 FT OF S132FT.
Legal Range13E
Legal Township08N
Legal Section05
Legal QuarterSW
Legal Quarter QuarterSE
Legal SubdivisionASSESSORS
Legal Lot Number47
JurisdictionJEFFERSON WI
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2032
Census Tract100400

Owner

Source: Jefferson County records · APN 290-0813-0534-021

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address649 E MADISON ST, WATERLOO, WI 53594-1239
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2023Deed of Trust, Mortgage · Conventional Mortgage
AVESTAR CU
Nov 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
AVESTAR CU
Apr 05, 2021Intrafamily Transfer, Transfer
Apr 05, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2021
Deed SaleApr 05, 2021
Prior SaleApr 05, 2021
Deed Doc Number1442983
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address649 E MADISON ST, WATERLOO, WI 53594-1239
Transaction TypeMortgage
Record UpdatedMar 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001471418
DateFeb 09, 2023
Instrument1471418
Lender
NameAVESTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 15, 2038
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address649 E MADISON ST, WATERLOO, WI 53594-1239
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001468870
DateNov 03, 2022
Instrument1468870
Lender
NameAVESTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 01, 2032
Interest
Rate TypeAdjustable Rate
Rate4.15%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2020
Change FrequencyAnnually
Min Rate At Change2.7%
Max Rate At Change6.15%
Index1-Year CMT
Margin1
Max Rate10.1%

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON WI
Recording DateApr 05, 2021
Property Address649 E MADISON ST, WATERLOO, WI 53594-1239
Document Number0001442983
Map ReferenceVL 5 PG 91
Instrument DateMar 23, 2021
Instrument1442983
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WI
Recording DateApr 05, 2021
Property Address649 E MADISON ST, WATERLOO, WI 53594-1239
Document Number0001442972
Map ReferenceVL 5 PG 91
Instrument DateMar 23, 2021
Instrument1442972
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 E MADISON ST, WATERLOO, WI 53594-1239

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWaterloo City
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,174.00 (+38.35%) Homeowner's exemption$227,800 (+50.76%) Land $62,500 Building $165,300$251,400
2023$3,017.00 Homeowner's exemption$151,100 Land $50,500 Building $100,600

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