649 E Gentile St, Layton, UT 84041 Property Records

Davis County property record for 649 E Gentile St, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 895 sqft · built 1942
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-102-0084`

Property Details

APN / Parcel Number

Primary APN	`10-102-0084`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	649 E GENTILE ST
City	LAYTON
State	UT
Zip	84041-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	ALL OF LOT 7, BLK 2, SKYLINE SUB. CONT. 0.192 ACRES
Legal Subdivision	SKYLINE SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3012
Census Tract	125905

Owner

Source: Davis County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	649 E GENTILE ST, LAYTON, UT 84041-4325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Intrafamily Transfer, Transfer
Aug 11, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICA FIRST FCU
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 8, 2023
Transfer Doc	008414/518
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jan 9, 2024
Property Address	649 E GENTILE ST, LAYTON, UT 84041-4325
Document Number	008414/518
Book / Page	8414 / 518
Instrument Date	Dec 8, 2023
Instrument	3556926
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	649 E GENTILE ST, LAYTON, UT 84041-4325

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	649 E GENTILE ST, LAYTON, UT 84041-4325
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08314/1025
Date	Aug 11, 2023
Book Page	8314/1025
Instrument	3540012

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 30, 2028

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	649 E GENTILE ST, LAYTON, UT 84041-4325
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7732/1581
Date	Apr 6, 2021
Book Page	7732/1581
Instrument	3368297

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Sep 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	649 E GENTILE ST, LAYTON, UT 84041-4325
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	GATEWAY TITLE COMPANY, GATEWAY TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7701/1469
Date	Feb 22, 2021
Book Page	7701/1469
Instrument	3350610

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00 (+3.91%)	$161,700 (-44.05%) Land $101,632 Building $60,068	$294,000 (+1.73%) Land $184,785 Building $109,215
2024	$1,482.00 (-4.39%)
2023	$1,550.00 (+6.46%)	$289,000 Land $141,026 Building $147,974	$289,000 Land $141,026 Building $147,974
2022	$1,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (1982–1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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