649 E Dunbar Ln, Hernando, FL 34442 Property Records

Citrus County property record for 649 E Dunbar Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,042 sqft Living Area
Lot Size	44,156 sqft (1.01 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2022)
Tax Bill	$2,811.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00050-009.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	649 E DUNBAR LN, HERNANDO, FL 34442-4756
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Sep 29, 2004
Deed Doc Number	2022064139
Deed Book / Page	3319 / 1635
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 13, 2022
Property Address	649 E DUNBAR LN, HERNANDO, FL 34442-4756
Document Number	0033191635
Book / Page	3319 / 1635
Map Reference	MB 9 PG 73-83
Instrument Date	Dec 06, 2021
Instrument	2022064139
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 CHURCHTOWN RD, 131, PENNSVILLE, NJ 08070-1337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 E DUNBAR LN, HERNANDO, FL 34442-4756

Mortgage

Document Number	0033191638
Date	Sep 13, 2022
Instrument	3319/1638

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 (-1.06%)	$175,364 (-2.84%) Land $32,000 Building $143,364	$175,364 (-2.84%) Land $32,000 Building $143,364
2024	$2,841.00 (+0.35%) Additional exemption filed	$180,485 (+1.34%) Land $26,500 Building $153,985	$180,485 (+1.34%) Land $26,500 Building $153,985
2023	$2,831.00 (+44.29%) Additional exemption filed	$178,091 (+23.81%) Land $24,000 Building $154,091	$178,091 (+23.81%) Land $24,000 Building $154,091
2022	$1,962.00	$143,841 Land $18,000 Building $125,841	$143,841 Land $18,000 Building $125,841

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00050-009.0`
Alternative APNs	`1818S19E0110000500090` `2288680`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,042 sqft Living Area
1st Floor	1,042 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	44,156 sqft (1.01 acres)
Depth X Width	292 ft x 150 ft Depth x Width
Parking Spaces	7 Parking Spaces
Garage Area	351 sqft Garage
Porch	Enclosed Porch
Porch Area	360 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2288680
Old Parcel Number	1818S19E0110000500090
Street Address	649 E DUNBAR LN
City	HERNANDO
State	FL
Zip	34442-4756
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 9 BLK 5
Legal Range	19E
Legal Township	18S
Legal Section	18
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	5
Legal Lot Number	9
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2029
Census Tract	450104