649 E Broadway St, Oviedo, FL 32765 Property Records

Seminole County property record for 649 E Broadway St, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,007 sqft · built 1972
Lot Size	0.177 acres (7,735 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Apr 2021)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-31-515-0000-0440`

Property Details

APN / Parcel Number

Primary APN	`10-21-31-515-0000-0440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,007 sqft Living Area
1st Floor Area	1,007 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,735 sqft (0.177 acres)
Lot Dimensions	91 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	68 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	649 E BROADWAY ST
City	OVIEDO
State	FL
Zip	32765-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 44 45 & 46 & S 1/2 OF VACD ALLEY ADJ ON N WASHINGTON PARK OVIEDO PB 5 PG 93
Legal Range	31E
Legal Township	21S
Legal Section	10
Legal Subdivision	WASHINGTON PARK OVIEDO
Legal Tract	515
Legal Lot Number	44-46 45
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1053
Census Tract	21311

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	649 E BROADWAY ST, OVIEDO, FL 32765-7817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	2021051679
Deed Book / Page	9907 / 649
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 20, 2021
Property Address	649 E BROADWAY ST, OVIEDO, FL 32765-7817
Document Number	0099070649
Book / Page	9907 / 649
Map Reference	MB 5 PG 93
Instrument Date	Apr 14, 2021
Instrument	2021051679
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	UNIK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 FOREST RD, 333, MOUNT DORA, FL 32757-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 E BROADWAY ST, OVIEDO, FL 32765-7817

Mortgage

Document Number	0009907651
Date	Apr 20, 2021
Instrument	9907/651

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	649 E BROADWAY ST, OVIEDO, FL 32765-7817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMELAND TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095731430
Date	Apr 3, 2020
Book Page	9573/1430
Instrument	2020036642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 3, 2018
Property Address	649 E BROADWAY ST, OVIEDO, FL 32765-7817
Document Number	0091830986
Book / Page	09183 / 0986
Map Reference	MB5 PG93
Instrument Date	Jun 29, 2018
Instrument	2018088635
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 S COURT AVE, 155, ORLANDO, FL 32801-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 E BROADWAY ST, OVIEDO, FL 32765-7817

Mortgage

Document Number	2018088637
Date	Aug 3, 2018
Instrument	2018088637

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (+12.38%) Homeowner's exemption	$205,107 (+5.99%)	$210,291 (+3.5%) Land $78,540 Building $131,751
2023	$2,495.00 (+3.06%) Homeowner's exemption	$193,521 (+3%)	$203,180 (+2.11%) Land $78,540 Building $124,640
2022	$2,421.00 Homeowner's exemption	$187,884	$198,976 Land $52,360 Building $146,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	20 (2001–2024)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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