649 E 40th St, Savannah, GA 31401 Property Records

Chatham County property record for 649 E 40th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1920
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Dec 2014)
Tax Bill	$1,093 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0075-13-008`

Property Details

APN / Parcel Number

Primary APN	`2-0075-13-008`
Alternative APN	`H018255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Utility Area	120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Porch	Slab
Porch Area	119 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	649 E 40TH ST
City	SAVANNAH
State	GA
Zip	31401-9270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	E PT LOT 176 W 20 FEET LOT 177 GARRARD WARD
Legal Subdivision	BALDWIN PARK
Legal Lot Number	176-177
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2008
Census Tract	2600

Owner

Source: Chatham County records · APN 2-0075-13-008

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 395, TYBEE ISLAND, GA 31328-0395
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Deed Document Number	201411646
Deed Book / Page	429 / 263
Prior Transfer Date	Apr 02, 2013
Prior Transfer Doc	00386F0829
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	649 E 40TH ST, SAVANNAH, GA 31401-9270
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 E 40TH ST, SAVANNAH, GA 31401-9270

Mortgage

Document Number	0000002421/0000000694
Date	Jun 24, 2021
Book Page	0000002421/0000000694

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,960 (+1.86%) Land $41,600 Building $109,360	$377,400 (+1.86%) Land $104,000 Building $273,400
2025	$1,093.00 (+0.74%) Homeowner's exemption	$148,200 (+12.41%) Land $41,600 Building $106,600	$370,500 (+12.41%) Land $104,000 Building $266,500
2024	$1,085.00 (-28.48%)
2023		$131,840 (+22.16%) Land $41,600 Building $90,240	$329,600 (+22.16%) Land $104,000 Building $225,600
2022	$1,517.00	$107,920 Land $28,000 Building $79,920	$269,800 Land $70,000 Building $199,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications, Hotwire Communications, Verizon.

Based on FCC filings for 872 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAVANNAH-MAIN serves 168,958 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.