649 E 38th St, Savannah, GA 31401 Property Records

Chatham County property record for 649 E 38th St, Savannah, GA 31401 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1919
Lot Size	0.091 acres (3,960 sqft)
Owner	Individual Name on File
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0075-03-012`

Property Details

APN / Parcel Number

Primary APN	`2-0075-03-012`
Alternative APN	`L170U425`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,960 sqft (0.091 acres)
Lot Dimensions	99 ft deep x 40 ft wide
Porch	Slab
Porch Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	649 E 38TH ST
City	SAVANNAH
State	GA
Zip	31401-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 10 FT 158 ALL 160 BLK 11 GLAT IGNY WD
Legal Subdivision	THIRTY-SEVENTH
Legal Block	11
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2000
Census Tract	2600

Owner

Source: Chatham County records · APN 2-0075-03-012

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1215 E 34TH ST, SAVANNAH, GA 31404-2821
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	649 E 38TH ST, SAVANNAH, GA 31401-9261
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25531 COMMERCENTRE DR, LAKE FOREST, CA 92630-8873

Mortgage

Document Number	0037600583
Date	Aug 27, 2025
Book Page	0000003760/0000000583

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,640 (-52.64%) Land $28,000 Building $22,640	$126,600 (-52.64%) Land $70,000 Building $56,600
2025	$3,662.00 (+45.2%)	$106,920 (+61.8%) Land $28,000 Building $78,920	$267,300 (+61.8%) Land $70,000 Building $197,300
2023		$66,080 (+8.47%) Land $15,000 Building $51,080	$165,200 (+8.47%) Land $37,500 Building $127,700
2022	$2,522.00	$60,920 Land $15,000 Building $45,920	$152,300 Land $37,500 Building $114,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.