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649 Dewey St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 649 Dewey St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details8 bd · 7 ba · 4,592 sqft · built 2020
Lot Size3.58 acres (156,324 sqft)
Owner2 Individual Names on Record
Tax Bill$12,584 (2026)
Deeds & MortgagesApr 2026 Mortgage
Jun 2020 Transfer
Flood ZoneZone X (minimal risk)
APN214-00400-49-001

Property Details

APN / Parcel Number

Primary APN214-00400-49-001
Alternative APN
  • WSPR M:00214 B:00400 L:49001

Interior

Bedrooms8 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,592 sqft Living Area
Gross Area9,258 sqft
Basement Area2,546 sqft
Unfinished Basement2,546 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area156,324 sqft (3.58 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number214-00400-49-001
Street Address649 DEWEY ST
CityWEST SPRINGFIELD
StateMA
Zip01089-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block400
Legal Lot Number49001
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3000
Census Tract812401

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address649 DEWEY ST, WEST SPRINGFIELD, MA 01089-1650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage
LUSO FEDERAL CREDIT UNION
Jun 17, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 17, 2020
Transfer Doc23266-99
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Recording DateApr 21, 2026
Property Address649 DEWEY ST, WEST SPRINGFIELD, MA 01089-1650
Document Number026299-118
Book / Page26299 / 118
Instrument DateApr 15, 2026
Instrument202617155
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 DEWEY ST, WEST SPRINGFIELD, MA 01089-1650

Mortgage

Document Number0000017155,
DateApr 21, 2026
Book Page26299/118
Instrument202617155
Lender
NameLUSO FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate6.22%
Max Rate-1%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 17, 2020
Property Address649 DEWEY ST, WEST SPRINGFIELD, MA 01089-1650
Document Number23266-99
Book / Page23266 / 99
Instrument DateJun 17, 2020
Instrument31632
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 DEWEY ST, W SPRINGFIELD, MA 01089-1650

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,584.00 (+3.65%)$897,600 (+9.93%) Land $140,400 Building $757,200$765,892 (+10.41%)
2025$12,141.00 (+7.19%)$816,500 (+6.76%) Land $140,300 Building $676,200$693,690
2024$11,327.00 (+1.43%)$764,800 (+6.43%) Land $140,300 Building $624,500
2023$11,167.00$718,600 Land $140,300 Building $578,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimSep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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