Boone County property record for 649 Devonshire Cir, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,976 sqft · built 1995 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,000 (Dec 2021) |
| Tax Bill | $3,248 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063.00-13-014.00 |
| Primary APN | 063.00-13-014.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Finished Area |
| Basement Area | 988 sqft |
| Finished Basement | 889 sqft |
| Unfinished Basement | 99 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 649 DEVONSHIRE CIR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 SEC 2 CHESHIRE RIDGE (63M-33) |
| Legal Subdivision | CHESHIRE RIDGE SECTION II SUBDIVISION |
| Legal Lot Number | 14 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70309 |
649 Devonshire Cir is owned and occupied by an individual who bought it in December 2021.
Source: Boone County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 2, 2021 | Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Nov 16, 2020 | Intrafamily Transfer, Transfer |
| Jan 31, 2020 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on File |
| Deed Sale | Dec 2, 2021 · Amount on File |
| Prior Sale | Jul 21, 1998 · Amount on File |
| Deed Document Number | 2021855214 |
| Deed Book / Page | 1178 / 448 |
| Prior Transfer Date | Nov 11, 2020 |
| Prior Transfer Doc | D1155/453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Document Number | 0M4698/235 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | M4698/235 |
| Instrument | 970665 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Dec 2, 2021 |
| Property Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Document Number | 0D1178/448 |
| Book / Page | D1178 / 448 |
| Map Reference | SL 173A |
| Instrument Date | Nov 30, 2021 |
| Instrument | 855214 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3224 FONTAINE CT, 3224, FLORENCE, KY 41042-7514 |
| Name | Verified Name |
|---|---|
| Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Document Number | 0000855215 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 855215 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Nov 16, 2020 |
| Property Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Document Number | D1155/453 |
| Book / Page | D1155 / 453 |
| Map Reference | SL 173A |
| Instrument Date | Nov 11, 2020 |
| Instrument | 818367 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Jurisdiction | BOONE KY |
|---|---|
| Recording Date | Jan 31, 2020 |
| Property Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
| Document Number | D1139/694 |
| Book / Page | D1139 / 694 |
| Map Reference | SL 173A |
| Instrument Date | Jan 23, 2020 |
| Instrument | 793862 |
| Record Updated | Jul 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 3 QUIET CRK # DR11, 3, FLORENCE, KY 41042-8872 |
| Name | Verified Name |
|---|---|
| Address | 649 DEVONSHIRE CIR, FLORENCE, KY 41042-4702 |
The 2025 property tax bill for 649 Devonshire Cir was $3,248.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,248.00 | $284,000 Land $35,000 Building $249,000 | |
| 2024 | $284,000 (-) Land $35,000 Building $249,000 | ||
| 2023 | $3,306.00 (+3.7%) | $284,000 (-) Land $35,000 Building $249,000 | $284,000 (-) Land $35,000 Building $249,000 |
| 2022 | $3,188.00 | $284,000 Land $35,000 Building $249,000 | $284,000 Land $35,000 Building $249,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Devonshire Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1997–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Devonshire Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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