649 Debbie Dr, Hermitage, TN 37076 Property Records

Nashville-Davidson Metropolitan Government property record for 649 Debbie Dr, Hermitage, TN 37076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1976
Lot Size	0.339 acres (14,810 sqft)
Owner	Owner Name on File
Last Sale	$97,000 (Apr 2002)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`076-05-0-090-00`

Property Details

APN / Parcel Number

Primary APN	`076-05-0-090-00`
Alternative APN	`000059791`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Tile
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	178 ft deep x 75 ft wide
Porch	Porch
Porch Area	32 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000059791
Old Parcel Number	076050 09000
Street Address	649 DEBBIE DR
City	HERMITAGE
State	TN
Zip	37076-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT 92 HIDDEN HILL SUB
Legal Subdivision	HIDDEN HILL
Legal Lot Number	92
Jurisdiction	DAVIDSON TN
Township / Civil Division	11
Census Block Group	2
Census Block	2001
Census Tract	15405

Owner

The current owner of 649 Debbie Dr bought it in April 2002.

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	649 DEBBIE DR, HERMITAGE, TN 37076-1701
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2002 · Amount on File
Deed Sale	Apr 22, 2002 · Amount on File
Prior Sale	Nov 3, 1998 · Amount on File
Deed Document Number	200204220049283
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	649 DEBBIE DR, HERMITAGE, TN 37076-1701
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044040
Date	Apr 18, 2022
Instrument	20220418-0044040

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	649 DEBBIE DR, HERMITAGE, TN 37076-1701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131823
Date	Dec 23, 2019
Instrument	20191223-0131823

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	649 DEBBIE DR, HERMITAGE, TN 37076-1701
Document Number	0000035147
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	649 DEBBIE DR HERMITAGE TN 370761701, HERMITAGE, TN 37076-1701

Mortgage

Document Number	0000035147
Date	Nov 16, 2020
Instrument	35147

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	649 DEBBIE DR, HERMITAGE, TN 37076-1701
Document Number	0000069364
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	649 DEBBIE DR HERMITAGE TN 370761701, HERMITAGE, TN 37076-1701

Mortgage

Document Number	0000069364
Date	Jul 16, 2019
Instrument	69364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 649 Debbie Dr was $2,268.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00	$81,550 Land $20,000 Building $61,550	$326,200 Land $80,000 Building $246,200
2023	$2,016.00 (-22.85%)	$69,000 (-) Land $15,000 Building $54,000
2022	$2,613.00	$69,000 Land $15,000 Building $54,000	$276,000 (-) Land $60,000 Building $216,000
2021			$276,000 Land $60,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Debbie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	32 (1992–2026)
Claims Outside the SFHA	18 of 32
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Debbie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, United Communications, Verizon.

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