San Diego County property record for 649 Cypress Hills Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,176 sqft · built 2003 |
| Lot Size | 0.179 acres (7,805 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,425,000 (Apr 2022) |
| Tax Bill | $31,368 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-710-36-00 |
| Primary APN | 254-710-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,176 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 7,805 sqft (0.179 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 649 CYPRESS HILLS DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER-SFR3V |
| Legal Description | LOT 36 TR 014268 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014268 |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 17605 |
Source: San Diego County records · APN 254-710-36-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Apr 17, 2015 · Amount on Record |
| Deed Document Number | 2022187957 |
| Prior Transfer Date | Dec 26, 2009 |
| Prior Transfer Doc | 0000000667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 29, 2022 |
| Property Address | 649 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394 |
| Document Number | 0000187957 |
| Map Reference | MAP 14268 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022-0187957 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 649 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394 |
| Document Number | 0000187958 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0187958 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 649 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 649 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394 |
| Document Number | 0000630917 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-0630917 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 649 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018184 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017-0018184 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jan 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,624,877 (+2%) Land $1,861,769 Building $763,108 | |
| 2025 | $31,368.00 (+5.19%) | $2,573,410 (+15.56%) Land $1,825,264 Building $748,146 |
| 2024 | $29,820.00 (+9.19%) | |
| 2023 | $27,309.00 (+72.04%) | $2,227,000 Land $1,579,000 Building $648,000 |
| 2022 | $15,874.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Ting Fiber.
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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