Berks County property record for 649 Covered Bridge Rd, Oley, PA 19547
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,392 sqft · built 1822 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jun 2021) |
| Tax Bill | $850 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5357-00-63-6185 |
| Primary APN | 5357-00-63-6185 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1822 |
|---|---|
| Effective Year Built | Effective 1822 |
| Exterior Material | Stone |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 67051227 |
|---|---|
| Street Address | 649 COVERED BRIDGE RD |
| City | OLEY |
| State | PA |
| Zip | 19547-8884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 63 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | OLEY |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 12902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 649 COVERED BRIDGE RD, OLEY, PA 19547-8884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 2, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Prior Sale | Feb 3, 2016 · Amount on Record |
| Deed Document Number | 202127496 |
| Prior Transfer Date | Jul 17, 2001 |
| Prior Transfer Doc | 0000039752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 649 COVERED BRIDGE RD, OLEY, PA 19547-8884 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000032814 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025032814 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 2, 2021 |
| Property Address | 649 COVERED BRIDGE RD, OLEY, PA 19547-8884 |
| Document Number | 0000027496 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021027496 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 COVERED BRIDGE RD, OLEY, PA 19547-8884 |
| Document Number | 0000027497 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021027497 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Oley Township |
| Unified School District | Oley Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $850.00 (+11.4%) | $59,500 (-) Land $33,500 Building $26,000 | $33,500 (-43.7%) Land $33,500 |
| 2024 | $763.00 | $59,500 Land $33,500 Building $26,000 | |
| 1994 | $59,500 Land $33,500 Building $26,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2020–2023) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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