649 Cortland Dr, Springfield, OH 45505 Property Records

Clark County property record for 649 Cortland Dr, Springfield, OH 45505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1950
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Jul 2025)
Tax Bill	$996 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-07-00022-307-014`

Property Details

APN / Parcel Number

Primary APN	`340-07-00022-307-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	649 CORTLAND DR
City	SPRINGFIELD
State	OH
Zip	45505-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNES 1ST ADD; 13486
Legal Subdivision	LAYNES 1ST ADD
Legal Block	307
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4017
Census Tract	1400

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	649 CORTLAND DR, SPRINGFIELD, OH 45505-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 25, 2022	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Jul 25, 2022 · Amount on File
Deed Document Number	2508
Deed Book / Page	2254 / 4619
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jul 14, 2025
Property Address	649 CORTLAND DR, SPRINGFIELD, OH 45505-2522
Document Number	0000008835
Book / Page	2254 / 4619
Map Reference	MB 7 PG 80
Instrument Date	Jul 11, 2025
Instrument	202500008835
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CORTLAND DR, SPRINGFIELD, OH 45505-2522

Mortgage

Document Number	0000008836
Date	Jul 14, 2025
Instrument	202500008836

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jul 25, 2022
Property Address	649 CORTLAND DR, SPRINGFIELD, OH 45505-2522
Document Number	0000011038
Book / Page	2213 / 797
Map Reference	MB 7 PG 80
Instrument Date	Jul 15, 2022
Instrument	202200011038
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CORTLAND DR, SPRINGFIELD, OH 45505-2522

Mortgage

Document Number	0000011039
Date	Jul 25, 2022
Instrument	202200011039

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,270 (+53.89%) Land $4,900 Building $25,370	$86,490 (+53.87%) Land $14,000 Building $72,490
2024	$996.00 (+2.57%)
2023		$19,670 Land $4,410 Building $15,260
2022	$971.00		$56,210 Land $12,600 Building $43,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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