649 Cornell St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 649 Cornell St, Perth Amboy, NJ 08861

Property Summary

Property Type	Single Family Home
Details	1,463 sqft · built 1919
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$380,000 (May 2023)
Tax Bill	$7,901 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-00276-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`16-00276-0000-00014`
Alternative APN	`160027600014`

Interior

Stories	2 Stories
Building Area	1,463 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	649 CORNELL ST
City	PERTH AMBOY
State	NJ
Zip	08861-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Description	25X100
Legal Subdivision	KELLY & MCALINDEN
Legal Block	276
Legal Lot Number	14
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	PERTH AMBOY
Census Block Group	1
Census Block	1016
Census Tract	4200

Owner

649 Cornell St is owned by a company that bought it in May 2023.

Source: Middlesex County and Perth Amboy City records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	11 E CLIFF ST, SOMERVILLE, NJ 08876-1910
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer INVESTORS FIRST TITLE
May 16, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2020	Bargain and Sale Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
May 22, 2017	Grant Deed, Transfer · FHA Mortgage MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202328439
Deed Book / Page	19211 / 423
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	0000048649
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 15, 2026
Property Address	649 CORNELL ST, PERTH AMBOY, NJ 08861-2509
Document Number	0000044299
Book / Page	20073 / 1623
Instrument Date	Jun 30, 2026
Instrument	202644299
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	INVESTORS FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	11 E CLIFF ST, SOMERVILLE, NJ 08876-1910

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 16, 2023
Property Address	649 CORNELL ST, PERTH AMBOY, NJ 08861-2509
Document Number	0000028439
Book / Page	19211 / 423
Instrument Date	Apr 20, 2023
Instrument	2023028439
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	INVESTORS FIRST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 QUINCY CT # CTB405, CTB405, HOPELAWN, NJ 08861-2299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CORNELL ST, PERTH AMBOY, NJ 08861-2509

Mortgage

Document Number	0000028440
Date	May 16, 2023
Instrument	2023028440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 21, 2020
Property Address	649 CORNELL ST, PERTH AMBOY, NJ 08861-2509
Document Number	2020131636
Book / Page	18190 / 1642
Instrument Date	Dec 14, 2020
Instrument	2020131636
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NEW HORIZON ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 CORNELL ST, 649, PERTH AMBOY, NJ 08861-2509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 STEADMAN PL, PERTH AMBOY, NJ 08861-3614

Mortgage

Document Number	2020131637
Date	Dec 21, 2020
Instrument	2020131637

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 22, 2017
Property Address	649 CORNELL ST, PERTH AMBOY, NJ 08861-2509
Document Number	0000008791
Book / Page	006983 / 000537
Instrument Date	Apr 28, 2017
Instrument	8791
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 CORNELL ST PERTH AMBOY NJ 088612509, PERTH AMBOY, NJ 08861-2509

Mortgage

Document Number	11900
Date	May 22, 2017
Book Page	016773/000465
Instrument	11900

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 649 Cornell St was $7,901, up 5.3% from the year before.

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Perth Amboy City
Unified School District	Perth Amboy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,600 (-) Land $111,400 Building $137,200	$248,600 (-) Land $111,400 Building $137,200
2025	$7,901.00 (+5.35%)	$248,600 Land $111,400 Building $137,200	$248,600 Land $111,400 Building $137,200
2024	$7,500.00
2023		$232,100 Land $111,400 Building $120,700	$232,100 Land $111,400 Building $120,700
2022	$6,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Cornell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Cornell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Jul 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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