Richland County property record for 649 Clover View Rd, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,642 sqft · built 2012 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $306,500 (Feb 2026) |
| Tax Bill | $9,792 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02603-01-09 |
| Primary APN | 02603-01-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,642 sqft Heated Area |
| Gross Area | 3,225 sqft |
| 1st Floor Area | 1,297 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 185 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02003067 |
|---|---|
| Street Address | 649 CLOVER VIEW RD |
| City | CHAPIN |
| State | SC |
| Zip | 29036-7117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 77 50X105X50X105 #SU WESTCOTT RIDGE PHASE 1 #PR RB1404-1817/1818 |
| Legal Subdivision | WESTCOTT RIDGE GARDEN HOMES |
| Legal Phase | 1 |
| Legal Lot Number | 50,77 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10312 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 649 CLOVER VIEW RD, CHAPIN, SC 29036-7117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 10, 2026 | Warranty Deed, Transfer · FHA Mortgage JMAC LENDING INC |
| Aug 12, 2022 | Deed, Transfer |
| Jul 5, 2018 | Grant Deed, Transfer · Conventional with PMI GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 20266228 |
| Deed Book / Page | 3098 / 505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 649 CLOVER VIEW RD, CHAPIN, SC 29036-7117 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0026361595 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 2636/1595 |
| Instrument | 2021042476 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 10, 2026 |
| Property Address | 649 CLOVER VIEW RD, CHAPIN, SC 29036-7117 |
| Document Number | 0030980505 |
| Book / Page | 3098 / 505 |
| Map Reference | MB 1497 PG 2731&2732 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 2026006228 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $796.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 649 CLOVER VIEW RD, CHAPIN, SC 29036-7117 |
| Document Number | 2026006229 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026006229 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 12, 2022 |
| Property Address | 649 CLOVER VIEW RD, CHAPIN, SC 29036-7117 |
| Document Number | 0027702236 |
| Book / Page | 2770 / 2236 |
| Map Reference | MB 1497 PG 2731 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022045894 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $845.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4765 SUNSET BLVD, LEXINGTON, SC 29072-9151 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 5, 2018 |
| Property Address | 649 CLOVER VIEW RD, CHAPIN, SC 29036-7117 |
| Document Number | 2316/3080 |
| Book / Page | 002316 / 003080 |
| Instrument Date | Jul 3, 2018 |
| Instrument | 46134 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $804.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 649 CLOVER VIEW RD CHAPIN SC 290367117, CHAPIN, SC 29036-7117 |
| Document Number | 2316/3083 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 002316/003083 |
| Instrument | 46135 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2048 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,792.00 (+6.86%) | $8,704 (-) | $345,200 (+58.64%) Land $40,000 Building $305,200 |
| 2023 | $9,163.00 (+396.91%) | $8,704 (+0.05%) | $217,600 (-) |
| 2021 | $1,844.00 | $8,700 | $217,600 Land $33,300 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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