649 Clearview Dr, Charleston, SC 29412 Property Records

Charleston County property record for 649 Clearview Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,068 sqft · built 1960
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jun 2021)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`454-01-00-049`

Property Details

APN / Parcel Number

Primary APN	`454-01-00-049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,068 sqft Living Area
Gross Area	2,177 sqft
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	835 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	649 CLEARVIEW DR
City	CHARLESTON
State	SC
Zip	29412-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CLEAR VIEW DESCRIPTION -LT 19 BLK C
Legal Subdivision	CLEAR VIEW
Legal Block	C
Legal Lot Number	19
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1057
Census Tract	2007

Owner

649 Clearview Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	649 CLEARVIEW DR, CHARLESTON, SC 29412-4508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jun 2, 2021	Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Deed Book / Page	997 / 924
Last Transfer Date	Dec 5, 2024
Transfer Doc	0012840016
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	649 CLEARVIEW DR, CHARLESTON, SC 29412-4508
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CLEARVIEW DR, CHARLESTON, SC 29412-4508

Mortgage

Document Number	0011640532
Date	Feb 21, 2023
Book Page	1164/532

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	649 CLEARVIEW DR, CHARLESTON, SC 29412-4508
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CLEARVIEW DR, CHARLESTON, SC 29412-4508

Mortgage

Document Number	0011520137
Date	Dec 7, 2022
Book Page	1152/137

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLESTON, SC 29407

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 2, 2021
Property Address	649 CLEARVIEW DR, CHARLESTON, SC 29412-4508
Document Number	09970924
Book / Page	997 / 924
Map Reference	MB 0547 PG 102
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Jul 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 CLEARVIEW DR, CHARLESTON, SC 29412-4508

Mortgage

Document Number	0009970925
Date	Jun 2, 2021
Book Page	997/925

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company
Address	TRENTON, NJ 08628

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 649 Clearview Dr was $2,593, down 65.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (-65.41%)	$529,000 (+2,775%) Land $254,840 Building $274,160	$609,900 Land $311,200 Building $298,700
2024	$7,497.00	$18,400
2022	$1,965.00	$18,400	$460,000 Land $221,600 Building $238,400
2020			$460,000 Land $221,600 Building $238,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Clearview Dr in Zone X, an area of moderate flood risk, though there have been 150 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 217 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	217 in force
Nearby Flood Claims	150 (1978–2024)
Claims Outside the SFHA	16 of 150
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Severe Storms And Flooding, Oct 2015 · 13 claims Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Clearview Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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