649 Clark Ave, Webster Groves (Saint Louis), MO 63119 Property Records

St. Louis County property record for 649 Clark Ave, Webster Groves, MO 63119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,583 sqft · built 1889
Lot Size	0.163 acres (7,100 sqft)
Owner	Trust Name on File
Tax Bill	$7,645 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22K-61-1093`

Property Details

APN / Parcel Number

Primary APN	`22K-61-1093`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,583 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	963 sqft
Basement Area	21 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 2014
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac

Exterior Amenities

Porch	Open Frame Porch
Porch Area	94 sqft
Deck Area	96 sqft
Patio Area	629 sqft
Balcony Area	11 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	649 CLARK AVE
City	WEBSTER GROVES
State	MO
Zip	63119-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	64A4
Legal Description	TUXEDO PARK LOT 25
Legal Subdivision	TUXEDO PARK
Legal Block	10
Legal Lot Number	25
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2003
Census Tract	219100

Owner

649 Clark Ave is held in a trust since August 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	649 CLARK AVE, WEBSTER GROVES, MO 63119-1861
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 19, 2020	Deed of Trust, Mortgage DELMAR FIN'L
Aug 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Prior Sale	Jul 5, 2016 · Amount on File
Deed Document Number	2020115
Deed Book / Page	24298 / 4435
Prior Transfer Date	Dec 4, 2007
Prior Transfer Doc	0177411096
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	649 CLARK AVE, WEBSTER GROVES, MO 63119-1861
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CLARK AVE, WEBSTER GROVES, MO 63119-1861

Mortgage

Document Number	2022101800367
Date	Oct 18, 2022
Instrument	2022101800367

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	649 CLARK AVE, WEBSTER GROVES, MO 63119-1861
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CLARK AVE, WEBSTER GROVES, MO 63119-1861

Mortgage

Document Number	0243124354
Date	Sep 8, 2020
Book Page	24312/4354
Instrument	2020090800054

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 27, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	649 CLARK AVE, WEBSTER GROVES, MO 63119-1861
Document Number	0245084387
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	649 CLARK AVE WEBSTER GROVES MO 631191861, WEBSTER GROVES, MO 63119-1861

Mortgage

Document Number	0245084387
Date	Dec 15, 2020
Book Page	024508/004387
Instrument	616

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 31, 2020
Property Address	649 CLARK AVE, WEBSTER GROVES, MO 63119-1861
Document Number	0242984435
Book / Page	024298 / 004435
Instrument Date	Aug 20, 2020
Instrument	115
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	649 CLARK AVE WEBSTER GROVES MO 631191861, WEBSTER GROVES, MO 63119-1861

Tax Assessment & Valuation

The 2025 property tax bill for 649 Clark Ave was $7,645, down 0.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,750 (-7.86%) Land $41,590 Building $77,160	$625,000 (-7.86%) Land $218,900 Building $406,100
2025	$7,645.00 (-0.74%)	$128,880 Land $41,590 Building $87,290	$678,300 Land $218,900 Building $459,400
2024	$7,702.00 (+0.48%)
2023	$7,665.00 (+19.1%)	$111,020 (+27.37%) Land $30,250 Building $80,770	$584,300 Land $159,200 Building $425,100
2022	$6,436.00	$87,160 Land $30,250 Building $56,910
2021			$458,700 Land $159,200 Building $299,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Clark Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 649 Clark Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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