649 Chippewa St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 649 Chippewa St, Chippewa Falls, WI 54729

Property Summary

Property Type	Commercial
Details	2,200 sqft · built 1966
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Tax Bill	$10,740 (2025)
Deeds & Mortgages	Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22808-0832-6014-0717`

Property Details

APN / Parcel Number

Primary APN	`22808-0832-6014-0717`
Alternative APN	`211 2988`

Interior

Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,200 sqft Total Area
Basement Area	1,056 sqft

Exterior

Year Built	Built 1966
Roof Material	Asphalt
Lot Area	24,829 sqft (0.569 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 2988
Street Address	649 CHIPPEWA ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-3286
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MCBEAN'S ADD TO GREENVILLE LOT 16 EX THE N 5' & ALL OF LOT 17 BLK 7 4-PLEX @ 649-653 CHIPPEWA ST & 210-212 E WISCONSIN ST
Legal Range	08W
Legal Township	28N
Legal Section	08
Legal Subdivision	MCBEAN'S ADD TO GREENVILLE
Legal Block	7
Legal Lot Number	16-17
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1071
Census Tract	10200

Owner

Source: Chippewa County records · APN 22808-0832-6014-0717

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4245 ARCADIAN DR, CASTRO VALLEY, CA 94546-1051
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2024
Deed Sale	Jul 29, 2024
Deed Document Number	952398
Record Updated	Jun 08, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jul 29, 2024
Property Address	649 CHIPPEWA ST, CHIPPEWA FALLS, WI 54729-3286
Document Number	0000952398
Instrument Date	Jul 26, 2024
Instrument	952398
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3396 WESLOVER LN, EAU CLAIRE, WI 54701-7170

Mortgage

Document Number	0000952399
Date	Jul 29, 2024
Instrument	952399

Lender

Name	SECURITY FINANCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chippewa County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,740.00 (+47.43%)	$379,900 (-) Land $34,400 Building $345,500	$792,800 (+60.94%)
2023	$7,285.00	$379,900 Land $34,400 Building $345,500	$492,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 305 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.