649 Chippewa Rd, Somerset, PA 15501 Property Records

Somerset County property record for 649 Chippewa Rd, Somerset, PA 15501

Property Summary

Property Type	Rural Improved / Non-Residential
Details	5 bd · 1 ba · 2,360 sqft · built 2014
Lot Size	129 acres (5,655,656 sqft)
Owner	Individual Name on Record
Last Sale	$397,500 (Sep 2017)
Tax Bill	$2,840 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S28-003-013-000`

Property Details

APN / Parcel Number

Primary APN	`S28-003-013-000`
Alternative APNs	`S28-003-013-00` `280000570`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	5,655,656 sqft (129 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Account Number	280000570
Street Address	649 CHIPPEWA RD
City	SOMERSET
State	PA
Zip	15501-5436
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	129.836 A FEE 2 STY VINYL HO GAR BN
Jurisdiction	SOMERSET PA
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2012
Census Tract	21800

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 CHIPPEWA RD, SOMERSET, PA 15501-5436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Mar 12, 2018	Deed of Trust, Mortgage SOMERSET TRUST CO
Sep 5, 2017	Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	20176398
Deed Book / Page	2653 / 1020
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	649 CHIPPEWA RD, SOMERSET, PA 15501-5436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2639/0206
Date	Jun 5, 2017
Book Page	2639/0206
Instrument	2017003997

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	649 CHIPPEWA RD, SOMERSET, PA 15501-5436
Transaction Type	Mortgage
Record Updated	Apr 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2683/0311
Date	Mar 12, 2018
Book Page	2683/0311
Instrument	2018001742

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Sep 5, 2017
Property Address	649 CHIPPEWA RD, SOMERSET, PA 15501-5436
Document Number	2653/1020
Book / Page	2653 / 1020
Instrument Date	Sep 1, 2017
Instrument	2017006398
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,014.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 CHIPPEWA RD, SOMERSET, PA 15501

Mortgage

Document Number	2017006399
Date	Sep 5, 2017
Instrument	2017006399

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Mar 7, 2031

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Milford Township
Unified School District	Rockwood Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,840.00 (+5.34%) Homeowner's exemption	$64,720 (-)
2024	$2,696.00 (+12.66%)	$64,720 (-)
2023	$2,393.00	$64,720
1998			$129,430 Land $61,540 Building $67,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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