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649 Chicago Way, Dundee, FL 33838 Property Records

Polk County property record for 649 Chicago Way, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,383 sqft · built 2019
Lot Size0.185 acres (8,067 sqft)
OwnerCompany Name on Record
Last Sale$266,000 (Nov 2021)
Tax Bill$4,067 (2025)
Deeds & MortgagesJun 2022 Mortgage
Mar 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN27-28-27-835824-000010

Property Details

APN / Parcel Number

Primary APN27-28-27-835824-000010
Alternative APN
  • 72827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,383 sqft Living Area
Gross Area1,803 sqft
1st Floor Area1,383 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area8,067 sqft (0.185 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area118 sqft

Location & Zoning

Street Address649 CHICAGO WAY
CityDUNDEE
StateFL
Zip33838-4603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE OF DUNDEE PB 137 PG 8 LOT 1
Legal Range27E
Legal Township28S
Legal Section27
Legal SubdivisionRIDGE OF DUNDEE
Legal Tract835824
Legal Block1
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1062
Census Tract14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Mar 28, 2022Quit Claim Deed, Transfer
OS NATIONAL LLC
Nov 15, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Jul 20, 2021Warranty Deed, Transfer
OS NATIONAL LLC
May 9, 2019Grant Deed, Subdivision Related Transfer
ONETRUST HM LOANS
May 23, 2017Grant Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleJul 20, 2021 · Amount on Record
Deed Document Number2021298241
Deed Book / Page11983 / 1425
Last Transfer DateMar 16, 2022
Transfer Doc0000082842
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address649 CHICAGO WAY, DUNDEE, FL 33838-4603
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000160196
DateJun 13, 2022
Book Page12293/521
Instrument2022160196
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMar 28, 2022
Property Address649 CHICAGO WAY, DUNDEE, FL 33838-4603
Document Number0000082842
Book / Page12180 / 1544
Map ReferenceMB 137 PG 8
Instrument DateMar 16, 2022
Instrument2022082842
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 1850, MARIETTA, GA 30067-8261

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 15, 2021
Property Address649 CHICAGO WAY, DUNDEE, FL 33838-4603
Document Number0000298241
Book / Page11983 / 1425
Map ReferenceMB 137 PG 8
Instrument DateOct 15, 2021
Instrument2021298241
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,862.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 20, 2021
Property Address649 CHICAGO WAY, DUNDEE, FL 33838-4603
Document Number0000187998
Book / Page11810 / 1781
Map ReferenceMB 137 PG 8
Instrument DateJun 23, 2021
Instrument2021187998
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,670.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address159 WASHINGTON AVEA, INDIALANTIC, FL 32903

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 9, 2019
Property Address649 CHICAGO WAY, DUNDEE, FL 33838-4603
Document Number0108362122
Book / Page010836 / 002122
Instrument DateMay 3, 2019
Instrument95710
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 21, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,294.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address649 CHICAGO WAY DUNDEE FL 338384603, DUNDEE, FL 33838-4603

Mortgage

Document Number108362123
DateMay 9, 2019
Book Page010836/002123
Instrument95711
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueMay 8, 2049

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 23, 2017
Property Address649 CHICAGO WAY, DUNDEE, FL 33838-4603
Document Number0101540006
Book / Page010154 / 000006
Instrument DateMay 17, 2017
Instrument97693
Transaction TypeTransfer
Record UpdatedJun 23, 2017
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$17,108.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$207,948 (+2.28%) Land $38,000 Building $169,948$207,948 (+2.28%) Land $38,000 Building $169,948
2025$4,067.00 (-11.8%)$203,315 (-10.06%) Land $38,000 Building $165,315$203,315 (-10.06%) Land $38,000 Building $165,315
2023$4,611.00 (+9.71%)$226,061 (+13%) Land $37,000 Building $189,061$226,061 (+13%) Land $37,000 Building $189,061
2022$4,203.00$200,062 Land $31,000 Building $169,062$200,062 Land $31,000 Building $169,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2002–2004)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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