649 Chestnut Dr, Carol Stream, IL 60188 Property Records

DuPage County property record for 649 Chestnut Dr, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,594 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Jan 1994)
Tax Bill	$13,160 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-30-104-028`

Property Details

APN / Parcel Number

Primary APN	`02-30-104-028`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	3,977 sqft
1st Floor Area	1,383 sqft
2nd Floor Area	1,211 sqft
Basement Area	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	649 CHESTNUT DR
City	CAROL STREAM
State	IL
Zip	60188-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RENAISSANCE SUBDIVISION ALL
Legal Subdivision	RENAISSANCE SUBDIVISION
Legal Lot Number	37
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	1
Census Block	1003
Census Tract	841206

Owner

649 Chestnut Dr is owned and occupied by two individuals who bought it in January 1994.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 CHESTNUT DR, CAROL STREAM, IL 60188-4420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MTG LLC
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 1994 · Amount on File
Deed Sale	Jan 12, 1994 · Amount on File
Deed Document Number	199411466
Prior Transfer Date	Dec 1, 1993
Prior Transfer Doc	0000011466
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	649 CHESTNUT DR, CAROL STREAM, IL 60188-4420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146934
Date	Dec 2, 2020
Instrument	R2020-146934

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	649 CHESTNUT DR, CAROL STREAM, IL 60188-4420
Document Number	0000000831
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 CHESTNUT DR CAROL STREAM IL 601884420, CAROL STREAM, IL 60188-4420

Mortgage

Document Number	0000000831
Date	Dec 2, 2020
Instrument	831

Lender

Name	CANOPY MTG LLC
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	649 CHESTNUT DR, CAROL STREAM, IL 60188-4420
Document Number	0000072835
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 CHESTNUT DR CAROL STREAM IL 601884420, CAROL STREAM, IL 60188-4420

Mortgage

Document Number	0000072835
Date	Aug 6, 2018
Instrument	72835

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Interest

Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 649 Chestnut Dr was $13,160.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,160.00	$175,626 Land $36,983 Building $138,643	$526,878 Land $110,949 Building $415,929
2022	$11,484.00 Homeowner's exemption Senior Citizen's exemption	$135,490 Land $28,770 Building $106,720	$406,470 Land $86,310 Building $320,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Chestnut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 649 Chestnut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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