649 Chestnut Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 649 Chestnut Ave, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1910
Lot Size	0.179 acres (7,836 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,437 (2026)
Deeds & Mortgages	Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`54 4 33-13`

Property Details

APN / Parcel Number

Primary APN	`54 4 33-13`
Alternative APN	`339339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	1,582 sqft
Basement Area	794 sqft
Unfinished Basement	794 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	7,836 sqft (0.179 acres)
Porch	Porch
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	339339
Street Address	649 CHESTNUT AVE
City	WAYNESBORO
State	VA
Zip	22980-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	BLOCK 33 LOTS 13 & 14 WAYNESBORO CO ADT
Legal Subdivision	WAYNESBORO COMPANY
Legal Block	33
Legal Lot Number	13-14
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	4
Census Block	4027
Census Tract	3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

649 Chestnut Ave is owned and occupied by two individuals.

Source: Waynesboro City records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 CHESTNUT AVE, WAYNESBORO, VA 22980-4827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	649 CHESTNUT AVE, WAYNESBORO, VA 22980-4827
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002579
Date	Aug 31, 2021
Instrument	210002579

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

The 2026 property tax bill for 649 Chestnut Ave was $2,437.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,437.00	$280,200 Land $60,000 Building $220,200	$280,200 Land $60,000 Building $220,200
2023	$2,042.00	$265,300 Land $57,500 Building $207,800	$265,300 Land $57,500 Building $207,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Chestnut Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	31 (1985–2018)
Claims Outside the SFHA	8 of 31
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Chestnut Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20