649 Cherokee Ct, Hayward, CA 94544 Property Records

Alameda County property record for 649 Cherokee Ct, Hayward, CA 94544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1958
Lot Size0.149 acres (6,474 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Nov 2025)
Tax Bill$10,429 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN83-220-72

Property Details

APN / Parcel Number

Primary APN83-220-72
Alternative APN
  • 083-0220-072-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1980
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,474 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address649 CHEROKEE CT
CityHAYWARD
StateCA
Zip94544-7228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00003 BLK: 000E TR: 1960
Legal SubdivisionTRACT 1960
Legal Tract1960
Legal BlockE
Legal Lot Number3
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group1
Census Block1003
Census Tract438000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address649 CHEROKEE CT, HAYWARD, CA 94544-7228
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST UNITED CREDIT UNION
Nov 21, 2025Grant Deed, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleJun 16, 1995 · Amount on Record
Deed Document Number2025147714
Prior Transfer DateApr 11, 2012
Prior Transfer Doc0000122846
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address649 CHEROKEE CT, HAYWARD, CA 94544-7228
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 CHEROKEE CT, HAYWARD, CA 94544-7228

Mortgage

Document Number0000398023
DateDec 16, 2021
Instrument2021398023
Lender
Name1ST UNITED CREDIT UNION
TypeNon-Lending Institution
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateNov 21, 2025
Property Address649 CHEROKEE CT, HAYWARD, CA 94544-7228
Document Number0000147714
Map ReferenceMB 39 PG 15 16 & 17
Instrument DateNov 17, 2025
Instrument2025147714
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address649 CHEROKEE CT, HAYWARD, CA 94544-7228

Mortgage

Document Number0000147715
DateNov 21, 2025
Instrument2025147715
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.1%
IndexOther
Max Rate10.1%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$893,000 (+167.17%) Land $270,000 Building $630,000
2025$10,429.00 (+1%) Homeowner's exemption$334,241 (+4.04%) Land $100,272 Building $233,969
2023$10,326.00 Homeowner's exemption$321,264 Land $96,379 Building $224,885$802,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1995–1998)
Claims Outside the SFHA18 of 18
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Tekify Fiber & Wireless
Fixed Wireless · Fiber in parts of the area
600 / 130
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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