649 Chenango St, Binghamton, NY 13901 Property Records

Broome County and Dickinson Town property record for 649 Chenango St, Binghamton, NY 13901

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,808 sqft · built 1930
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$172,000 (Jul 2021)
Tax Bill$7,515 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
APN033001 144.27-1-5

Property Details

APN / Parcel Number

Primary APN033001 144.27-1-5
Alternative APNs
  • 300114402700010050000000
  • 30188800000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,808 sqft Total Area
1st Floor Area1,404 sqft
2nd Floor Area1,404 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Width50 ft Width
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30188800000
Street Address649 CHENANGO ST
CityBINGHAMTON
StateNY
Zip13901-2078
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description00200000050240000000
Legal Block1
Legal Lot Number5.000
JurisdictionBROOME NY
Township / Civil DivisionDICKINSON
Census Block Group3
Census Block3003
Census Tract12800

Owner

Source: Broome County and Dickinson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address560 NOWLAN RD, BINGHAMTON, NY 13904-2527
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Prior SaleFeb 16, 2016 · Amount on Record
Deed Document Number202118692
Deed Book / Page2657 / 96
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBROOME NY
Recording DateJul 1, 2021
Property Address649 CHENANGO ST, BINGHAMTON, NY 13901-2078
Document Number0026570096
Book / Page2657 / 96
Instrument DateJun 15, 2021
Instrument202100018692
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 SCHUBERT ST, 127, BINGHAMTON, NY 13905-3333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address560 NOWLAND ROAD, BINGHAMTON, NY 13904-2527

Mortgage

Document Number202100018693
DateJul 1, 2021
Instrument202100018693
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Broome County and Dickinson Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionDickinson Town
MunicipalityPort Dickinson Village
Unified School DistrictBinghamton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,515.00 (-0.2%)
2025$7,530.00 (+0.67%)$112,700 (-) Land $14,701 Building $97,999$233,600 (+21.26%) Land $30,472 Building $203,128
2024$7,480.00
2023$112,700 Land $14,701 Building $97,999$192,650 Land $25,130 Building $167,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims24 (1984–2011)
Claims Outside the SFHA18 of 24
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 10 claims
  • Severe Storms And Flooding, Nov 2006 · 8 claims
  • Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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