649 Charles Ln, Madison, WI 53711 Property Records

Dane County property record for 649 Charles Ln, Madison, WI 53711

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,382 sqft · built 1954
Lot Size0.265 acres (11,561 sqft)
OwnerIndividual Name on File
Tax Bill$8,329 (2024)
Flood ZoneZone X (minimal risk)
APN0709-293-1005-4

Property Details

APN / Parcel Number

Primary APN0709-293-1005-4

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area2,382 sqft Living Area
1st Floor Area1,725 sqft
Basement Area1,725 sqft
Finished Basement657 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area11,561 sqft (0.265 acres)
Lot Dimensions136 ft deep x 85 ft wide
Garage TypeAttached
Garage Area524 sqft
DrivewayDriveway
Driveway Area175 sqft
Parking Spaces2 Parking Spaces
Deck Area135 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address649 CHARLES LN
CityMADISON
StateWI
Zip53711-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-C1
Legal DescriptionOAK PARK HGTS 2ND REPLAT, LOT 166
Legal Range09
Legal Township07
Legal Section29
Legal SubdivisionOAK PARK HGTS 2ND REPLAT
Legal Lot Number166
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group2
Census Block2011
Census Tract401

Owner

649 Charles Ln is owned and occupied by an individual who acquired it in October 2004.

Source: Dane County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Mailing Address649 CHARLES LN, MADISON, WI 53711-1320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2004
Deed SaleOct 1, 2004
Deed Document Number0093977679
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$490,400 Land $156,300 Building $334,100
2024$8,329.00$490,400
2023$430,200 Land $137,100 Building $293,100
2022$7,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Charles Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies21 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Charles Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: Four Lakes Broadband.

Nearby Properties on Charles Ln

Nearby Streets

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