649 California St, Ripon, CA 95366 Property Records

San Joaquin County property record for 649 California St, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1982
Square Footage	1,715 sqft Living Area
Lot Size	8,314 sqft (0.19 acres)
Garage	Mixed
Occupancy	Owner Occupied
Tax Bill	$2,376.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`261-290-160-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,715 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1982
Architectural Style	Custom Design Style
Construction Type	Wood Construction
Lot Area	8,314 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Pool Type	Pool with Hot Tub/Spa Pool Type

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	649 CALIFORNIA ST
City	RIPON
State	CA
Zip	95366-2170
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	80-FORM PT OF 261-180-14
Legal Subdivision	VALLEY OAK ESTATES UNIT #4
Legal Lot Number	139
Jurisdiction	SAN JOAQUIN CA
Minor Civil Division	RIPON
Census Blockgroup	4
Census Block	4001
Census Tract	5001

Owner

Source: San Joaquin County records · APN 261-290-160-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	649 CALIFORNIA ST, RIPON, CA 95366-2170
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Oct 04, 2005
Last Transfer Date	Dec 12, 2006
Transfer Doc	0000258578
Record Refreshed	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	649 CALIFORNIA ST, RIPON, CA 95366-2170
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CALIFORNIA ST, RIPON, CA 95366-2170

Mortgage

Document Number	0000084768
Date	May 14, 2021
Instrument	2021-084768

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,376.00 (+3.85%) Homeowner's exemption	$220,031 (+4.04%) Land $53,344 Building $166,687
2023	$2,288.00 (+1.64%) Homeowner's exemption	$211,489 Land $51,274 Building $160,215
2022	$2,251.00

Flood & Wildfire

649 California St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 11th in California
Wildfire Likelihood	Low — about 1 in 5,882 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.