649 Cachuma Ave, Ventura, CA 93004 Property Records

Ventura County property record for 649 Cachuma Ave, Ventura, CA 93004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,600 sqft · built 1990
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Dec 2020)
Tax Bill	$8,533 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-0-201-395`

Property Details

APN / Parcel Number

Primary APN	`089-0-201-395`
Alternative APN	`890031205`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	779 sqft
2nd Floor Area	821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,400 sqft (0.124 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	39 sqft
Patio Area	400 sqft

Location & Zoning

Street Address	649 CACHUMA AVE
City	VENTURA
State	CA
Zip	93004-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-
Legal Description	TRACT: 404306 LOT: 323 REF: 115MR 36
Legal Subdivision	TRACT NO 4043 6
Legal Tract	404306
Legal Block	201
Legal Lot Number	323
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	2
Census Block	2001
Census Tract	1304

Owner

649 Cachuma Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	649 CACHUMA AVE, VENTURA, CA 93004-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 7, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage VENTURA COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	2020210204
Prior Transfer Date	Jul 18, 1994
Prior Transfer Doc	0000144502
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	649 CACHUMA AVE, VENTURA, CA 93004-2432
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 CACHUMA AVE, VENTURA, CA 93004-2432

Mortgage

Document Number	2021000083276
Date	Dec 8, 2021
Instrument	2021000083276

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 17, 2031

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 7, 2020
Property Address	649 CACHUMA AVE, VENTURA, CA 93004-2432
Document Number	0000210204
Map Reference	DOC 91-005171
Instrument Date	Dec 2, 2020
Instrument	20201207-00210204
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 CACHUMA AVE, VENTURA, CA 93004-2432

Mortgage

Document Number	0000210205
Date	Dec 7, 2020
Instrument	20201207-00210205

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 7, 2020
Property Address	649 CACHUMA AVE, VENTURA, CA 93004-2432
Document Number	0000048147
Map Reference	MB 115 MAP 36-38
Instrument Date	Feb 25, 2020
Instrument	20200407-00048147
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 CACHUMA AVE, 649, VENTURA, CA 93004-2432

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048148
Date	Apr 7, 2020
Instrument	20200407-00048148

Lender

Name	VENTURA COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 649 Cachuma Ave was $8,533, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$794,937 (+2%) Land $516,711 Building $278,226
2025	$8,533.00 (+1.97%)	$779,350 Land $506,579 Building $272,771
2024	$8,368.00 (+1.14%)
2023	$8,274.00 (+7.64%)	$749,088 Land $486,908 Building $262,180
2022	$7,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Cachuma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 649 Cachuma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, Verizon.

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