649 Boon St, Salem, VA 24153 Property Records

Salem City property record for 649 Boon St, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,483 sqft · built 1960
Lot Size	0.366 acres (15,943 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (May 2026)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-7-3`

Property Details

APN / Parcel Number

Primary APN	`103-7-3`
Alternative APN	`306`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Basement Area	1,483 sqft
Finished Basement	735 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Shingle
Lot Area	15,943 sqft (0.366 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	456 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	649 BOON ST
City	SALEM
State	VA
Zip	24153-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LT 9 BLK 1 LINDSEY ANDREWS SUBD
Legal Subdivision	LINDSEY ANDREWS SUBD
Legal Block	1
Legal Lot Number	9
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3014
Census Tract	10200

Owner

Source: Salem City records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 BOON ST, SALEM, VA 24153-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FCU
May 7, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	2026933
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	649 BOON ST, SALEM, VA 24153-3436
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001937
Date	Sep 17, 2025
Instrument	250001937

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	649 BOON ST, SALEM, VA 24153-3436
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001582
Date	Aug 30, 2023
Instrument	230001582

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2033

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM CITY VA
Recording Date	May 7, 2026
Property Address	649 BOON ST, SALEM, VA 24153-3436
Document Number	0000000933
Instrument Date	May 6, 2026
Instrument	2026.933
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	COLLEGIATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,572.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 BOON ST, SALEM, VA 24153-3436

Mortgage

Document Number	0000000934,
Date	May 7, 2026
Instrument	2026..934

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	649 BOON ST, SALEM, VA 24153-3436
Document Number	0000002907
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 BOON ST SALEM VA 241533436, SALEM, VA 24153-3436

Mortgage

Document Number	0000002907
Date	Oct 19, 2020
Instrument	2907

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Salem City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (-38.96%)	$287,800 (+24.11%) Land $54,600 Building $233,200	$287,800 (+24.11%) Land $54,600 Building $233,200
2023	$2,782.00	$231,900 Land $48,800 Building $183,100	$231,900 Land $48,800 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1985–2020)
Claims Outside the SFHA	3 of 13
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALEM serves 24,346 people · EPA ID VA2775300
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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