649 Big Oak Ct, Rockwall, TX 75087 Property Records

Rockwall County property record for 649 Big Oak Ct, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,002 sqft · built 1998
Lot Size	0.172 acres (7,475 sqft)
Owner	Individual Name on File
Tax Bill	$5,903 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3252000B0012000R`

Property Details

APN / Parcel Number

Primary APN	`3252000B0012000R`
Alternative APNs	`R48259` `48259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,002 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	2,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.172 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	144 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	649 BIG OAK CT
City	ROCKWALL
State	TX
Zip	75087-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE 4, BLOCK B, LOT 12
Legal Subdivision	CARUTH LAKE PHASE 4
Legal Phase	4
Legal Tract	12
Legal Block	B
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2001
Census Tract	40202

Owner

649 Big Oak Ct is owned and occupied by an individual.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	649 BIG OAK CT, ROCKWALL, TX 75087-2260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 28, 2019
Property Address	649 BIG OAK CT, ROCKWALL, TX 75087-2260
Document Number	0000008335
Instrument Date	May 16, 2019
Instrument	8335
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 WILLOWGLEN DR MESQUITE TX 751504748, MESQUITE, TX 75150-4748
Investor	Possibly a Property Investor

Mortgage

Document Number	8336
Date	May 28, 2019
Instrument	8336

Lender

Name	HOMEWOOD MTG
Type	Mortgage Company
Address	DALLAS, TX 75287

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 649 Big Oak Ct was $5,903, down 4.9% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,775 (-1.58%) Land $155,000 Building $213,775	$368,775 (-1.58%) Land $155,000 Building $213,775
2025	$5,903.00 (-4.88%)	$374,714 Land $155,000 Building $219,714	$374,714 Land $155,000 Building $219,714
2024	$6,206.00 (+3.04%)
2023	$6,023.00	$384,759 Land $178,250 Building $206,509	$384,759 Land $178,250 Building $206,509
2021	$4,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Big Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Big Oak Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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