Cleveland County property record for 649 Bell Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,160 sqft · built 1992 |
| Lot Size | 0.541 acres (23,566 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Sep 2015) |
| Tax Bill | $675 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46358 |
| Primary APN | 46358 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,160 sqft Finished Area |
| Basement Area | 267 sqft |
| Unfinished Basement | 267 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 23,566 sqft (0.541 acres) |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1344153 |
|---|---|
| Street Address | 649 BELL RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-7792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | .541 AC RD 2014 LIFE EST |
| Legal Subdivision | KILDEER |
| Legal Block | 1 |
| Legal Lot Number | 145 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950302 |
649 Bell Rd is owned and occupied by an individual who bought it in September 2015.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 BELL RD, KINGS MOUNTAIN, NC 28086-7792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2015 · Amount on File |
| Deed Sale | Sep 11, 2015 · Amount on File |
| Deed Document Number | 20158036 |
| Deed Book / Page | 1704 / 1515 |
| Prior Transfer Date | Sep 10, 2015 |
| Prior Transfer Doc | 0017041515 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 649 Bell Rd was $675 with a disabled person's exemption, up 5.8% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675.00 (+5.8%) | $200,973 (-) Land $20,601 Building $180,372 | $200,973 (-) Land $20,601 Building $180,372 |
| 2025 | $638.00 Disabled Person's exemption | $200,973 Land $20,601 Building $180,372 | $200,973 Land $20,601 Building $180,372 |
| 2023 | $116,477 Land $15,083 Building $101,394 | $116,477 Land $15,083 Building $101,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Bell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 649 Bell Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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