649 Ballymore Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 649 Ballymore Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2010
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 2018)
Tax Bill	$5,462 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-253-020`

Property Details

APN / Parcel Number

Primary APN	`08-06-253-020`
Alternative APN	`806253020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Basement Area	1,580 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	649 BALLYMORE RD
City	ROSCOE
State	IL
Zip	61073-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CRYSTAL HILLS NO 4 PT NE1/4 SEC 6-45-2LOT 137
Legal Range	2
Legal Township	45
Legal Section	6
Legal Subdivision	CRYSTAL HILLS NO 4
Legal Lot Number	137
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3028
Census Tract	3801

Owner

649 Ballymore Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	649 BALLYMORE RD, ROSCOE, IL 61073-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP NA
Mar 14, 2018	Grant Deed, Transfer · Conventional with PMI STILLMAN BANCORP
Mar 14, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jan 3, 2017	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on File
Deed Sale	Mar 14, 2018 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	20181007244
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	649 BALLYMORE RD, ROSCOE, IL 61073-6420
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003617
Date	Jan 29, 2021
Instrument	2103617

Lender

Name	STILLMAN BANCORP NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 14, 2018
Property Address	649 BALLYMORE RD, ROSCOE, IL 61073-6420
Document Number	0001007244
Instrument Date	Mar 9, 2018
Instrument	1007244
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	649 BALLYMORE RD ROSCOE IL 610736420, ROSCOE, IL 61073-6420

Mortgage

Document Number	1007245
Date	Mar 14, 2018
Instrument	1007245

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 14, 2018
Property Address	649 BALLYMORE RD, ROSCOE, IL 61073-6420
Document Number	0001007243
Instrument Date	Feb 14, 2018
Instrument	1007243
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$232.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7500 DALLAS PKWY #300 PLANO TX 750244021, 300, PLANO, TX 75024-4021
Investor	Possibly a Property Investor

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 3, 2017
Property Address	649 BALLYMORE RD, ROSCOE, IL 61073-6420
Document Number	0001000121
Instrument Date	Dec 29, 2016
Instrument	1000121
Transaction Type	Transfer
Record Updated	Jan 18, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 BALLYMORE RD ROSCOE IL 610736420, ROSCOE, IL 61073-6420

Mortgage

Document Number	1000122,
Date	Jan 3, 2017
Instrument	1000122

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 649 Ballymore Rd was $5,462 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,462.00	$77,001 Land $17,222 Building $59,779	$231,003 Land $51,666 Building $179,337
2022	Homeowner's exemption	$57,696 Land $12,904 Building $44,792	$173,088 Land $38,712 Building $134,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Ballymore Rd in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Ballymore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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