York County property record for 649 Arch Dr, Rock Hill, SC 29730
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 1942 |
| Lot Size | 0.275 acres (11,971 sqft) |
| Owner | Company Name on Record |
| Last Sale | $95,000 (Jan 2025) |
| Tax Bill | $2,285 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-05-02-017 |
| Primary APN | 625-05-02-017 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,428 sqft |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,971 sqft (0.275 acres) |
| Porch | Slab |
| Porch Area | 36 sqft |
| Storage Building | 800 sqft |
| Street Address | 649 ARCH DR |
|---|---|
| City | ROCK HILL |
| State | SC |
| Zip | 29730-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF5 |
| Legal Description | ARCH DR |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 60300 |
Source: York County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 649 ARCH DR, ROCK HILL, SC 29730-5801 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING |
| Jan 21, 2025 | Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Jan 17, 2025 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Jan 17, 2025 · Amount on Record |
| Deed Document Number | 20251799 |
| Deed Book / Page | 21712 / 414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Aug 3, 2026 |
| Property Address | 649 ARCH DR, ROCK HILL, SC 29730-5801 |
| Document Number | 0000027632 |
| Book / Page | 22737 / 373 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202627632 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000027632, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 22737/373 |
| Instrument | 202627632 |
| Name | AMERICAN HERITAGE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 21, 2025 |
| Property Address | 649 ARCH DR, ROCK HILL, SC 29730-5801 |
| Document Number | 2171200414 |
| Book / Page | 21712 / 414 |
| Instrument Date | Jan 17, 2025 |
| Instrument | 2025001799 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2025001800 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025001800 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 17, 2025 |
| Property Address | 649 ARCH DR, ROCK HILL, SC 29730-5801 |
| Document Number | 2171100146 |
| Book / Page | 21711 / 146 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 2025001682 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $223.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8201 FAIRVIEW RD # 200, 200, CHARLOTTE, NC 28226-5150 |
| Investor | Possibly a Property Investor |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Rock Hill City |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,285.00 (+11.57%) | $5,316 (+14.99%) Land $1,172 Building $4,144 | $163,300 (+101.71%) Land $36,000 Building $127,300 |
| 2023 | $2,048.00 | $4,623 Land $800 Building $3,823 | $80,957 Land $14,000 Building $66,957 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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