Montgomery County property record for 649 Arbor Rd, Cheltenham, PA 19012
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1927 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (Sep 2007) |
| Tax Bill | $6,662 (2026) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00-00298-00-4 |
| Primary APN | 31-00-00298-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 133 ft deep x 30 ft wide |
| Garage Area | 220 sqft |
| Patio Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 649 ARBOR RD |
|---|---|
| City | CHELTENHAM |
| State | PA |
| Zip | 19012-1603 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R5 |
| Legal Description | L 132A |
| Legal Block | 86 |
| Legal Lot Number | 132 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | CHELTENHAM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 202201 |
649 Arbor Rd, a duplex, is owned and occupied by an individual who bought it in September 2007.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 ARBOR RD, CHELTENHAM, PA 19012-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2007 · Amount on File |
| Deed Sale | Sep 11, 2007 · Amount on File |
| Deed Document Number | 2007110279 |
| Deed Book / Page | 5664 / 429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 649 ARBOR RD, CHELTENHAM, PA 19012-1603 |
| Document Number | 0142762132 |
| Book / Page | 014276 / 002132 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 649 ARBOR RD CHELTENHAM PA 190121603, CHELTENHAM, PA 19012-1603 |
| Document Number | 0142762132 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 014276/002132 |
| Instrument | 952 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 3, 2047 |
The 2026 property tax bill for 649 Arbor Rd was $6,662.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Cheltenham Township |
| Unified School District | Cheltenham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,662.00 | $94,270 | $94,270 |
| 2025 | $6,662.00 | ||
| 2024 | $94,270 (-) Land $40,000 Building $54,270 | ||
| 2023 | $6,296.00 (+1.14%) | $94,270 Land $40,000 Building $54,270 | |
| 2022 | $6,225.00 | ||
| 1998 | $94,270 Land $40,000 Building $54,270 | ||
| 1996 | $94,270 Land $40,000 Building $54,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 649 Arbor Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1982–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2001 · Tropical Storm Allison |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Arbor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures