Shiawassee County property record for 649 Adams St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,645 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,619 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-250-000-054-00 |
| Primary APN | 050-250-000-054-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 649 ADAMS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 OF OUT LOT 1 LOUISA A GOULD SUB DIV OF OUT LOT 1 & 4 & BLK 36 & PART OF 35 OF THE VILLAGE OF OWOSSO |
| Legal Subdivision | LOUISA A GOULD SUB DIV |
| Legal Block | 36 |
| Legal Lot Number | 47 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30400 |
649 Adams St is owned and occupied by two individuals.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 ADAMS ST, OWOSSO, MI 48867-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 649 Adams St was $2,619 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,600 (+9.01%) | $191,200 (+9.01%) | |
| 2025 | $2,619.00 Homeowner's exemption | $87,700 | $175,400 |
| 2023 | $2,424.00 Homeowner's exemption | $69,300 | $138,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 649 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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