649 5th Ave, Gallipolis, OH 45631 Property Records

Gallia County property record for 649 5th Ave, Gallipolis, OH 45631

Property Summary

Property Type	Duplex
Details	1 bd · 2 ba · 1,680 sqft · built 1964
Lot Size	0.088 acres (3,829 sqft)
Owner	Individual Name on Record
Tax Bill	$944 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00701901900`

Property Details

APN / Parcel Number

Primary APN	`00701901900`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,680 sqft Total Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	3,829 sqft (0.088 acres)
Lot Dimensions	87 ft deep x 44 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	160 sqft
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	649 5TH AVE
City	GALLIPOLIS
State	OH
Zip	45631-1226
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	L 286 LO 1/4 LOT 286 43 1/4 X 86 11 V372 P728
Legal Lot Number	286
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	3
Census Block	3008
Census Tract	954000

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 5TH AVE, GALLIPOLIS, OH 45631-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2003
Deed Sale	Jul 3, 2003
Prior Sale	Aug 1, 1990 · Amount on Record
Deed Book / Page	355 / 621
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	649 5TH AVE, GALLIPOLIS, OH 45631-1226
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000706/496
Date	Jul 25, 2023
Book Page	706/496
Instrument	23-00001962

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$944.00 (-7.63%)	$26,030 (-) Land $2,810 Building $23,220
2024			$74,350 (-) Land $8,020 Building $66,330
2023	$1,022.00 (+21.96%)	$26,030 (+19.24%) Land $2,810 Building $23,220	$74,350 (+19.19%) Land $8,020 Building $66,330
2022	$838.00	$21,830 Land $2,550 Building $19,280
2020			$62,380 Land $7,290 Building $55,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	May 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20