649 45th St, Brooklyn, NY 11220 Property Records

New York City property record for 649 45th St, Brooklyn, NY 11220

Property Summary

Property Type	Duplex
Details	1,984 sqft · built 1910
Lot Size	0.046 acres (2,003 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,196 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Loan Modification + 2 more
APN	`00740-0058`

Property Details

APN / Parcel Number

Primary APN	`00740-0058`
Alternative APNs	`0304007400058` `3-00740-0058`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Lot Area	2,003 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 20 ft wide

Location & Zoning

Account Number	3-00740-0058
Street Address	649 45TH ST
City	BROOKLYN
State	NY
Zip	11220-1408
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6B
Legal Block	740
Legal Lot Number	58
Jurisdiction	KINGS (BROOKLYN) NY
Township / Civil Division	BROOKLYN
Census Block Group	1
Census Block	1000
Census Tract	9600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sunset Park Historic District listed 1988 · 3,238 contributing resources · NRIS 88001464

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New York City records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 45TH ST, 1, BROOKLYN, NY 11220-1408
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage SANTANDER BANK, N.A.
Oct 9, 2020	Loan Modification, Mortgage · Conventional Mortgage SANTANDER BK NA
Oct 23, 2017	Deed, Transfer SANTANDER BANK, N.A.
Oct 23, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2002
Deed Sale	Apr 1, 2002
Deed Book / Page	5547 / 2204
Last Transfer Date	Feb 3, 2010
Transfer Doc	0000160731
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KINGS (BROOKLYN) NY
Property Address	649 45TH ST, BROOKLYN, NY 11220-1408
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293766
Date	Oct 22, 2020
Instrument	2020000293766

Lender

Name	SANTANDER BANK, N.A.
Address	824 N MARKET ST, WILMINGTON, DE 19801

Agreement

Amount	Amount Recorded

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KINGS (BROOKLYN) NY
Property Address	649 45TH ST, BROOKLYN, NY 11220-1408
Document Number	0000293767
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	COASTAL LAND TITLE, COASTAL LAND SVCE. INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 45TH ST BROOKLYN NY 112201408, BROOKLYN, NY 11220-1408

Mortgage

Document Number	0000293767
Date	Oct 22, 2020
Instrument	293767

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KINGS (BROOKLYN) NY
Recording Date	Oct 23, 2017
Property Address	649 45TH ST, BROOKLYN, NY 11220-1408
Document Number	0000388867
Instrument Date	Oct 10, 2017
Instrument	2017000388867
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 45TH ST # ST2, 649, BROOKLYN, NY 11220-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 45TH ST # 1, 1, BROOKLYN, NY 11220-1408

Mortgage

Document Number	0000388868
Date	Oct 23, 2017
Instrument	2017000388868

Lender

Name	SANTANDER BANK, N.A.

Agreement

Amount	Amount Recorded

October 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	KINGS (BROOKLYN) NY
Recording Date	Oct 23, 2017
Property Address	649 45TH ST, BROOKLYN, NY 11220-1408
Instrument Date	Oct 10, 2017
Instrument	388869
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	COASTAL LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 45TH ST BROOKLYN NY 112201408, BROOKLYN, NY 11220-1408

Mortgage

Document Number	0000388869
Date	Oct 23, 2017
Instrument	388869

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: New York City assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Kings County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,820 (-10.98%) Land $20,940 Building $56,880	$1,297,000 (-10.98%) Land $349,000 Building $948,000
2025	$7,196.00 (+5.27%)
2023	$6,836.00	$87,420 Land $20,940 Building $66,480	$1,457,000 Land $349,000 Building $1,108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, Starry, T-Mobile.

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