649 2nd St, Manchester, NH 03102 Property Records

Hillsborough County and Manchester City property record for 649 2nd St, Manchester, NH 03102

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5 bd · 2 ba · 2,819 sqft · built 1894
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Jun 2023)
Tax Bill	$5,788 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23851139`

Property Details

APN / Parcel Number

Primary APN	`23851139`
Alternative APN	`MNCH M:0333 B:000 L:0003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,819 sqft Total Area
Gross Area	4,318 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23851139
Street Address	649 2ND ST
City	MANCHESTER
State	NH
Zip	03102-5269
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Lot Number	3
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1019
Census Tract	2300

Owner

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	649 2ND ST, MANCHESTER, NH 03102-5269
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKPROV
Mar 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KAGAN LENDING LLC
Mar 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY BANK
May 27, 2020	Warranty Deed, Transfer · Conventional Mortgage ST MARYS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Document Number	2023230016567
Deed Book / Page	9703 / 1920
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Jun 1, 2023
Property Address	649 2ND ST, MANCHESTER, NH 03102-5269
Document Number	09703-1920
Book / Page	9703 / 1920
Instrument Date	May 31, 2023
Instrument	230016567
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HUTCHINSON LN, NEW BOSTON, NH 03070-4915

Mortgage

Document Number	0230016568
Date	Jun 1, 2023
Instrument	230016568

Lender

Name	BANKPROV

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	649 2ND ST, MANCHESTER, NH 03102-5269
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09685-2395
Date	Mar 1, 2023
Book Page	9685/2395
Instrument	230005952

Lender

Name	KAGAN LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	649 2ND ST, MANCHESTER, NH 03102-5269
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009600-617
Date	Mar 23, 2022
Book Page	9600/617
Instrument	220014420

Lender

Name	PRIMARY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	May 27, 2020
Property Address	649 2ND ST, MANCHESTER, NH 03102-5269
Document Number	0092990112
Book / Page	009299 / 000112
Instrument Date	May 27, 2020
Instrument	200025722
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 RED DEER RD LONDONDERRY NH 030532609, LONDONDERRY, NH 03053-2609

Mortgage

Document Number	92990114
Date	May 27, 2020
Book Page	009299/000114
Instrument	200025723

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,788.00 (+3.82%)	$295,600 (-) Land $88,900 Building $206,700
2023	$5,575.00 (+3.39%)	$295,600 (-) Land $88,900 Building $206,700	$638,210
2022	$5,392.00	$295,600 Land $88,900 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

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