649 20th Pl SW, Vero Beach, FL 32962 Property Records

Indian River County property record for 649 20th Pl SW, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,367 sqft · built 1973
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$2,969 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-36-00003-0660-00024.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-36-00003-0660-00024.0`
Alternative APN	`92061`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
Gross Area	1,031 sqft
1st Floor Area	1,031 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	80 ft deep x 7,840 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	552 sqft
Porch	Open Porch
Porch Area	412 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	92061
Street Address	649 20TH PL SW
City	VERO BEACH
State	FL
Zip	32962-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VERO BEACH HIGHLANDS UNIT 2 REPLAT BLK 66 LOT 24 PBI 6-70
Legal Range	39
Legal Township	33
Legal Section	36
Legal Subdivision	VERO BEACH HIGHLANDS UNIT 2 REPLAT
Legal Block	66
Legal Lot Number	24
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1023
Census Tract	50608

Owner

Source: Indian River County records, as of January 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 20TH PL SW, VERO BEACH, FL 32962-7022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	3120200062241
Deed Book / Page	3348 / 875
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 16, 2020
Property Address	649 20TH PL SW, VERO BEACH, FL 32962-7022
Document Number	0033480875
Book / Page	3348 / 875
Map Reference	MB 6 PG 70
Instrument Date	Oct 13, 2020
Instrument	3120200062241
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 SMITHWHEEL RD UNIT 7, 11, OLD ORCHARD BEACH, ME 04064-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 20TH PL SW, VERO BEACH, FL 32962-7022

Mortgage

Document Number	3348877
Date	Oct 16, 2020
Instrument	3348/877

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,969.00 (+22.43%)	$220,941 (+29.69%) Land $42,500 Building $178,441	$220,941 (+29.69%) Land $42,500 Building $178,441
2022	$2,425.00	$170,366 Land $24,480 Building $145,886	$170,366 Land $24,480 Building $145,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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