649 10th St N, Naples, FL 34102 Property Records

Collier County property record for 649 10th St N, Naples, FL 34102

Property Summary

Property TypeResidential Vacant Land
Details1,527 sqft · built 1955
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$925,000 (Jan 2025)
Tax Bill$1,677 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN073300 224A34

Property Details

APN / Parcel Number

Primary APN073300 224A34
Alternative APNs
  • 11130520009019900224
  • 11130520009

Interior

Stories1 Story
Building Area1,527 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Construction TypeMasonry / Concrete Block
Lot Area10,890 sqft (0.25 acres)
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Deck AreaDeck Area

Location & Zoning

Street Address649 10TH ST N
CityNAPLES
StateFL
Zip34102-8128
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeNAPLES
Legal DescriptionLAKE MANOR LOT 22
Legal Range25
Legal Township49
Legal Section34
Legal SubdivisionLAKE MANOR
Legal Tract073300
Legal Block2
Legal Lot Number22
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2026
Census Tract200

Owner

649 10th St N, residential vacant land, is owned and occupied by an individual who bought it in January 2025.

Source: Collier County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address649 10TH ST N, NAPLES, FL 34102-8128
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2025 · Amount on File
Deed SaleJan 23, 2025 · Amount on File
Prior SaleAug 16, 2001 · Amount on File
Deed Document Number20256636076
Deed Book / Page6432 / 3330
Record UpdatedOct 29, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 23, 2025
Property Address649 10TH ST N, NAPLES, FL 34102-8128
Document Number0064323330
Book / Page6432 / 3330
Map ReferenceMB 4 PG 23
Instrument DateJan 21, 2025
Instrument6636076
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8501 HAMMOCK DUNES DR, WILMINGTON, NC 28411-7684

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 10TH ST N, NAPLES, FL 34102-8128

Mortgage

Document Number0006636077
DateJan 23, 2025
Instrument6636077
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateApr 1, 2028
Change Frequency3 Years
Min Rate At Change3.49%
Max Rate At Change6.49%
Index3-Year TN
Max Rate9.99%

Tax Assessment & Valuation

The 2025 property tax bill for 649 10th St N was $1,677.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$626,757 (+179.79%) Land $626,757$626,757 (-50.45%) Land $626,757
2025$1,677.00 Homeowner's exemption$224,008$1,264,916 Land $1,063,776 Building $201,140
2023$1,600.00 (-2.02%) Homeowner's exemption$211,354 (+3%)$988,064 (+9.67%) Land $819,994 Building $168,070
2022$1,633.00 Homeowner's exemption$205,198$900,922 Land $721,373 Building $179,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 10th St N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 units insured
incl. 24 condo units
Nearby Flood Claims91 (1979–2022)
Claims Outside the SFHA2 of 91
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 24 claims
  • Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 10th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Nearby Properties on 10th St N

Nearby Streets

Search Property Records by Address or Parcel Number