6489 Section Rd, Ottawa Lake, MI 49267 Property Records

Monroe County property record for 6489 Section Rd, Ottawa Lake, MI 49267

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,276 sqft · built 1989
Lot Size	6.12 acres (266,587 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Dec 2025)
Tax Bill	$5,073 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-034-025-50`

Property Details

APN / Parcel Number

Primary APN	`15-034-025-50`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,276 sqft Living Area
1st Floor Area	3,276 sqft
Basement Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	266,587 sqft (6.12 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Deck Area	740 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6489 SECTION RD
City	OTTAWA LAKE
State	MI
Zip	49267-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1056-524 SEC 34 T8S R6E 6.12 AC COM AT A PT ON CL OF SECTION RD 660 FT N 89 DEG 27'42"E FR NW COROF SW 1/4 OF SEC 34 TO A POB
Legal Range	06E
Legal Township	08S
Legal Section	34
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	2
Census Block	2063
Census Tract	833000

Owner

6489 Section Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6489 SECTION RD, OTTAWA LAKE, MI 49267-9574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Apr 1, 2025 · Amount on File
Deed Document Number	202519693
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 1, 2025
Property Address	6489 SECTION RD, OTTAWA LAKE, MI 49267-9574
Document Number	0000019693
Instrument Date	Nov 17, 2025
Instrument	2025R19693
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SPECTRUM TITLE SERVICES LLC, SPEEDY ESCROW & TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,992.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24300 JOY RD, REDFORD, MI 48239-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6489 SECTION RD, OTTAWA LAKE, MI 49267-9574

Mortgage

Document Number	0000019694
Date	Dec 1, 2025
Instrument	2025R19694

Lender

Name	BUCKEYE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 6489 Section Rd was $5,073 with a homeowner's exemption, down 1.1% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Whiteford Agricultural School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,200 (+3.85%) Land $275,200	$550,400 (+3.85%) Land $550,400
2025	$5,073.00 (-1.05%) Homeowner's exemption	$265,000 Land $265,000	$530,000 Land $530,000
2024	$5,127.00 (+10.54%)
2023	$4,638.00 Homeowner's exemption	$210,900	$421,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6489 Section Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6489 Section Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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