6489 Neale Rd, Melrose, FL 32666 Property Records

Clay County property record for 6489 Neale Rd, Melrose, FL 32666

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,075 sqft · built 1975
Lot Size	3.48 acres (151,588 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (May 2007)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-09-23-005523-003-00`

Property Details

APN / Parcel Number

Primary APN	`08-09-23-005523-003-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,075 sqft Heated Area
Gross Area	3,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	151,588 sqft (3.48 acres)
Lot Dimensions	500 ft deep x 303 ft wide
Garage Area	550 sqft

Exterior Amenities

Porch	Porch
Porch Area	475 sqft
Fence	Fence
Canopy	2,178 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6489 NEALE RD
City	MELROSE
State	FL
Zip	32666-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE1/4 OF NW1/4 AS REC OR 2891 PG 67
Legal Range	23
Legal Township	09
Legal Section	08
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2026
Census Tract	31104

Owner

6489 Neale Rd is owned and occupied by an individual who bought it in May 2007.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	6489 NEALE RD, MELROSE, FL 32666-8851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2007 · Amount on File
Deed Sale	May 3, 2007 · Amount on File
Deed Document Number	2007027192
Deed Book / Page	2891 / 0067
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6489 NEALE RD, MELROSE, FL 32666-8851
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6489 NEALE RD, MELROSE, FL 32666-8851

Mortgage

Document Number	0049701362
Date	Sep 19, 2025
Book Page	4970/1362
Instrument	2025044337

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Oct 1, 2037

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6489 NEALE RD, MELROSE, FL 32666-8851
Document Number	0041911662
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6489 NEALE RD MELROSE FL 326668851, MELROSE, FL 32666-8851

Mortgage

Document Number	0041911662
Date	May 15, 2019
Book Page	004191/001662
Instrument	24786

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 6489 Neale Rd was $1,262 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 Homeowner's exemption	$122,942	$347,207 Land $45,834 Building $301,373
2023	$1,486.00 (+12.32%) Homeowner's exemption	$115,999 (+3%)	$308,545 (+20.83%) Land $36,835 Building $271,710
2022	$1,323.00 Homeowner's exemption	$112,621	$255,350 Land $26,397 Building $228,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6489 Neale Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6489 Neale Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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