El Dorado County property record for 6489 Irish Acres Rd, Somerset, CA 95684
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1990 |
| Lot Size | 5.81 acres (253,084 sqft) |
| Owner | Trust Name on File |
| Last Sale | $395,000 (Aug 2013) |
| Tax Bill | $5,066 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-080-013-000 |
| Primary APN | 095-080-013-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 253,084 sqft |
| Terrain | Wooded |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,560 sqft |
| Street Address | 6489 IRISH ACRES RD |
|---|---|
| City | SOMERSET |
| State | CA |
| Zip | 95684-9290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 2/93/3 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 31408 |
6489 Irish Acres Rd, a rural home, is owner-occupied and held in a trust since August 2013.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6489 IRISH ACRES RD, SOMERSET, CA 95684-9290 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Intrafamily Transfer, Transfer |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2013 · Amount on File |
| Deed Sale | Aug 14, 2013 · Amount on File |
| Prior Sale | Aug 13, 2010 · Amount on File |
| Deed Document Number | 201342796 |
| Prior Transfer Date | May 22, 2006 |
| Prior Transfer Doc | 0000035657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 18, 2021 |
| Property Address | 6489 IRISH ACRES RD, SOMERSET, CA 95684-9290 |
| Document Number | 0000053586 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021-0053586 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6489 IRISH ACRES RD, SOMERSET, CA 95684-9290 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6489 IRISH ACRES RD, SOMERSET, CA 95684-9290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INTER COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000022980 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2019-0022980 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 6489 Irish Acres Rd was $5,066 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $493,884 (+2%) Land $150,037 Building $343,847 | |
| 2025 | $5,066.00 Homeowner's exemption | $484,201 Land $147,096 Building $337,105 |
| 2023 | $4,864.00 (+1.63%) Homeowner's exemption | $465,401 Land $141,385 Building $324,016 |
| 2022 | $4,786.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6489 Irish Acres Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6489 Irish Acres Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
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