6488 State Rte 94 E, Murray, KY 42071 Property Records

Calloway County property record for 6488 State Rte 94 E, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Lot Size	0.485 acres (21,139 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068-A-0001-00003`

Property Details

APN / Parcel Number

Primary APN	`068-A-0001-00003`
Alternative APN	`80320`

Exterior

Lot Area	21,139 sqft (0.485 acres)

Location & Zoning

Account Number	80320
Street Address	6488 STATE ROUTE 94 E
City	MURRAY
State	KY
Zip	42071-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68A-1-3,3A 6488 STATE ROUTE 94 EAST
Legal Subdivision	OAK HEIGHTS SUBDIVISION
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	1
Census Block	1103
Census Tract	10100

Owner

6488 State Rte 94 E is owned and occupied by two individuals who acquired it in February 2020.

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6488 STATE ROUTE 94 E, MURRAY, KY 42071-5146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 6, 2020	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020
Deed Sale	Feb 6, 2020
Deed Document Number	2020639364
Deed Book / Page	1242 / 115
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	001242/115
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	6488 STATE ROUTE 94 E, MURRAY, KY 42071-5146
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001304/291
Date	Mar 22, 2021
Book Page	1304/291
Instrument	647876

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Feb 6, 2020
Property Address	6488 STATE ROUTE 94 E, MURRAY, KY 42071-5146
Document Number	001242/115
Book / Page	1242 / 115
Map Reference	MB 48 PG 80 SL 4696
Instrument Date	Jan 24, 2020
Instrument	639364
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6488 STATE ROUTE 94 E, MURRAY, KY 42071-5146

Mortgage

Document Number	0000639365
Date	Feb 6, 2020
Instrument	639365

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6488 State Rte 94 E was $1,360 with a homeowner's exemption.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,360.00 Homeowner's exemption	$200,000	$200,000
2023	$1,210.00 Homeowner's exemption	$178,000	$178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6488 State Rte 94 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6488 State Rte 94 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 94 E

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